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[quote=Anonymous]Business lobby a fair amount for other things, and this could be one of them. I think one of the things Paul Ryan proposes is to lower the non-taxable nature of benefits. That would discourage businesses from offering health insurance. It might be good in the long term to separate the two.

As someone who comes from outside the US, I think there were- and maybe will be again now they want to repeal Obamacare- at least 5 crazy things about the US system:

1) the fact that sick people-who need it most- can't get insurance...because of course it makes no sense from a market stand point, but from a humane stand point that is just...sick.

2) the fact that people can go bankrupt for health reasons. It seems like it's not your fault if you get sick, and even if you have insurance, pre-obamacare many put a cap where you would be kicked to the curb anyhow.

3) that insurance is tied to employment- and that the only way to get covered if you have a condition is through work, except of course you can't work if you are sick.

4) that prices negotiated by insurances are so different from those charged if you pay "cash"

5) that market oriented people expect the patient to be able to evaluate cost/benefits and choose wisely like you might do when buying a car. I think most people are not equipped with the time and expertise to make such decisions, especially when faced with an emergency.

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