Reply to Is $1000/mo in a 529 enough?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]What's your HHI?

You're missing out on tax benefits putting that much in a 529.

At the very least, put it in two 529s (one in your name, one in your DH's). If you are eligible for a Roth, I would split the thousand as $330 in your 529, $330 in your husband's, and the balance split between two Roth IRAs. You can use Roth money to pay for college, and in the event your child doesn't end up needing it, you still have it for your retirement.[/quote]

HHI is ~350k.  we both max out 401(k) (spouse has a 9% match; I have none because I work in biglaw).  In addition, we put away about $4000 in index funds.  We also each backdoor the maximum into Roth IRA accounts.

We each put the minimum into the state-sponsored 529 for the write-off.  The remainder goes into a 529 with Vanguard (fees are lower).  What would be better for us to do?[/quote]

I am feeling like this is a bit of a brag post. You are saving a lot of money between your 529s, your index funds and Roth IRA accounts. I'm scratching my head how you could not see that. [/quote]

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