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Reply to "Fed Health and dental Insurance Enrollment for 2017"
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[quote=Anonymous]I would get either blue cross standard or blue cross basic, and then fedvip for dental. blue cross standard is a pretty traditional blue cross plan-- big network but can go out of network if you want, there's a deductible for most things and you might owe a % of fees after deductible, not a flat fee. blue cross basic is much more limited if you ever go out of network, but the good thing is that the network is still pretty big and it's a lot cheaper. some things like prescription meds and PT are a little more expensive under basic but not enough to offset the cheaper premium. I haven't compared childbirth costs under either-- I thought maybe those were more standardized since ACA but I could be wrong. You could maybe ask on the expecting parents forum?[/quote]
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