Shady Grove Shared Risk Program

kshin29
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I am thinking about doing the SGF shared risk program and wanted to see if anyone has done it and what their take was. I was told it covers up to 6 cycles of IVF (including mostly everything) and if you don't go home with a "live born" baby you get all your money back. My question is about the fine print. They also told me if I want to withdraw after say 3 or 4 cycles I can still get all my money back if I haven't had a baby. And if I have embryos left over and don't destroy them I'll get 50% back. Is this on point? I am nervous because it seems like a bad deal for SGF to give thousands of dollars back to a patient if after only 3 cycles (which true is a lot) they can say they're out and not have a penalty financially or anything. Hope I'm making sense!
Anonymous
I am in the program and it’s my understanding you get most of you money back if you pull out before you have a baby. I’m older so I must do PGT and I don’t think I get that money back. You also won’t get the money for your meds back. But otherwise you will get your money back. There are some exceptions I think like if you have to convert to IUI and have a baby that way. I haven’t had an egg retrieval yet so I don’t know for sure how it will all work out but it seemed like a better option to me than having no option of getting any moment back. I guess if you are pretty confident you’ll have success in one or two cycles, it won’t make financial sense, but otherwise it seems like a good option.
Anonymous
^^ money not moment
Anonymous
I considered doing shared risk at Shady Grove, but then got diagnosed with something that disqualified me. Ultimately, though, that turned out to be a good thing, because I went to CFA, did one cycle of IVF there, and ended up with twins. It was much cheaper than the price I would have paid for shared risk at Shady Grove. It sounds appealing to possibly get some money back, but the flipside of that is that they only allow you to do shared risk if IVF is likely to work for you-- and if it works on the first try, you've paid way too much for one cycle. It's like a casino-- the house always wins, because the odds are stacked in their favor, not yours.
Anonymous
Anonymous wrote:I considered doing shared risk at Shady Grove, but then got diagnosed with something that disqualified me. Ultimately, though, that turned out to be a good thing, because I went to CFA, did one cycle of IVF there, and ended up with twins. It was much cheaper than the price I would have paid for shared risk at Shady Grove. It sounds appealing to possibly get some money back, but the flipside of that is that they only allow you to do shared risk if IVF is likely to work for you-- and if it works on the first try, you've paid way too much for one cycle. It's like a casino-- the house always wins, because the odds are stacked in their favor, not yours.



This is a good analogy.
Anonymous
I am doing shared risk for secondary infertility. Our first round was a total bust with zero viable embryos. While that news was of course disappointing, because we were on shared risk my mind was already thinking in terms of multiple cycles, if that makes sense. If we had just paid for one and had the same result, I imagine it may have been more disappointing.
Anonymous
Anonymous wrote:I am doing shared risk for secondary infertility. Our first round was a total bust with zero viable embryos. While that news was of course disappointing, because we were on shared risk my mind was already thinking in terms of multiple cycles, if that makes sense. If we had just paid for one and had the same result, I imagine it may have been more disappointing.


So sorry your first cycle was a bust. I’m also in my first cycle also for secondary infertility but I haven’t gotten to retrieval yet. Best of luck to you on your next cycle!
Anonymous
I did shared risk many years ago. the PP is right -- the odds are in SG's favor in that they don;t let bad risk patients in. But it is also potentially in your interest to participate in that it eliminates the risk of having to pay for multiple rounds that don't work. I dropped out of shared risk after three rounds and it was very easy to get my money back. I never had any embryos to freeze so that was never an issue. I ended up going to Cornell and getting pregnant there but I was still glad I did the cycles at SG because my response to the SG protocols helped inform my doctor at Cornell.

Best of luck OP!!!
Anonymous
I was in the program. Got all my money they said I would back with no problem.
Anonymous
We did it and got all our money back. Ours was a unique case, secondary infertility and I think I was 33 when we began.

First cycle took but diagnosed at 16 weeks with a chromosomal abnormality. Decided to terminate at 17 weeks and also determined we would still be eligible to continue on with Shared Risk. Hardest time in my life but that is neither here nor there...
Did 2 more cycles where no embryos made it to transfer or freeze.
Disagreed with the plan to stay the course with the current protocol so we decided to switch clinics and got all our money back.

FWIW ended up with two more babies (and a few more losses) at new clinic.
Anonymous
Anonymous wrote:
Anonymous wrote:I considered doing shared risk at Shady Grove, but then got diagnosed with something that disqualified me. Ultimately, though, that turned out to be a good thing, because I went to CFA, did one cycle of IVF there, and ended up with twins. It was much cheaper than the price I would have paid for shared risk at Shady Grove. It sounds appealing to possibly get some money back, but the flipside of that is that they only allow you to do shared risk if IVF is likely to work for you-- and if it works on the first try, you've paid way too much for one cycle. It's like a casino-- the house always wins, because the odds are stacked in their favor, not yours.



This is a good analogy.


That is not true. The average patient in the Shared Risk program takes over 2 times to get pregnant. All of the statistics are required to be published. Shady Grove does not push one program over another. If you think you have an excellent chance to get pregnant in one cycle, sign up for that. They are happy to accommodate. This is not a poker game.
Anonymous
Anonymous wrote:We did it and got all our money back. Ours was a unique case, secondary infertility and I think I was 33 when we began.

First cycle took but diagnosed at 16 weeks with a chromosomal abnormality. Decided to terminate at 17 weeks and also determined we would still be eligible to continue on with Shared Risk. Hardest time in my life but that is neither here nor there...
Did 2 more cycles where no embryos made it to transfer or freeze.
Disagreed with the plan to stay the course with the current protocol so we decided to switch clinics and got all our money back.

FWIW ended up with two more babies (and a few more losses) at new clinic.


What clinic did you go to after SGF?
Anonymous
Anonymous wrote:I considered doing shared risk at Shady Grove, but then got diagnosed with something that disqualified me. Ultimately, though, that turned out to be a good thing, because I went to CFA, did one cycle of IVF there, and ended up with twins. It was much cheaper than the price I would have paid for shared risk at Shady Grove. It sounds appealing to possibly get some money back, but the flipside of that is that they only allow you to do shared risk if IVF is likely to work for you-- and if it works on the first try, you've paid way too much for one cycle. It's like a casino-- the house always wins, because the odds are stacked in their favor, not yours.


Totally agree with this analogy but we did it anyway. Successful baby on the first try so we overspent but don't regret it. It was nice to know there wasn't $$$ riding on every cycle. So for us partly a psychological thing (plus assuming it wouldn't work easily since nothing else had, including a bunch of failed IUIs!)

Good luck OP!
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