30 year rate for 1 Jumbo VA 3%

[Anonymous]

I thought I got a good rate a few years a go at 3.75% but 3% on a 1.5M loan is too good to pass up.

Anyone

[Anonymous]

Wow. Where?

[Anonymous]

Are rates lower for gigantic loans like this? We refinanced this week and were not able to find anything below 3.5% for a 30yr fixed. Our loan is about 510k for an appraised value of about 800k, we've got great credit, etc., etc. We shopped around and had a float down clause for 30 days, and didn't see anything like 3% available. Are people getting 3% because the loan is over a million or what?

[Anonymous]

Anonymous wrote:I thought I got a good rate a few years a go at 3.75% but 3% on a 1.5M loan is too good to pass up.

Anyone

if you're going to post something like this, please also post where you got this rate from otherwise your original post doesn't help anyone. thanks!

[Anonymous]

There must be points that you're buying associated with this loan to get this kind of rate. I check 30 year jumbo refi rates every single day, including today, and I have yet to see a 30 year jumbo refi below 3.35%

where are you getting this info.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I thought I got a good rate a few years a go at 3.75% but 3% on a 1.5M loan is too good to pass up.

Anyone

if you're going to post something like this, please also post where you got this rate from otherwise your original post doesn't help anyone. thanks!

OP here,

Looking over the estimate from the bank, it says 3% for .25 points, 3.125% for .375 points, this is a large lender think boa or united bank, bb&t etc.

also Saw this on zillow.com

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I thought I got a good rate a few years a go at 3.75% but 3% on a 1.5M loan is too good to pass up.

Anyone

if you're going to post something like this, please also post where you got this rate from otherwise your original post doesn't help anyone. thanks!

OP here,

Looking over the estimate from the bank, it says 3% for .25 points, 3.125% for .375 points, this is a large lender think boa or united bank, bb&t etc.

also Saw this on zillow.com

Okay, those ads on websites aren't accurate. The advertised rate is not the same thing as locking a rate with an actual lender.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I thought I got a good rate a few years a go at 3.75% but 3% on a 1.5M loan is too good to pass up.

Anyone

if you're going to post something like this, please also post where you got this rate from otherwise your original post doesn't help anyone. thanks!

OP here,

Looking over the estimate from the bank, it says 3% for .25 points, 3.125% for .375 points, this is a large lender think boa or united bank, bb&t etc.

also Saw this on zillow.com

Okay, those ads on websites aren't accurate. The advertised rate is not the same thing as locking a rate with an actual lender.

OP here, just got another estimate for 2.75% no points on 30 year 1.5M jumbo VA

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I thought I got a good rate a few years a go at 3.75% but 3% on a 1.5M loan is too good to pass up.

Anyone

if you're going to post something like this, please also post where you got this rate from otherwise your original post doesn't help anyone. thanks!

OP here,

Looking over the estimate from the bank, it says 3% for .25 points, 3.125% for .375 points, this is a large lender think boa or united bank, bb&t etc.

also Saw this on zillow.com

Okay, those ads on websites aren't accurate. The advertised rate is not the same thing as locking a rate with an actual lender.

OP here, just got another estimate for 2.75% no points on 30 year 1.5M jumbo VA

from who?

[Anonymous]

is it just for Veterans/

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I thought I got a good rate a few years a go at 3.75% but 3% on a 1.5M loan is too good to pass up.

Anyone

if you're going to post something like this, please also post where you got this rate from otherwise your original post doesn't help anyone. thanks!

OP here,

Looking over the estimate from the bank, it says 3% for .25 points, 3.125% for .375 points, this is a large lender think boa or united bank, bb&t etc.

also Saw this on zillow.com

Okay, those ads on websites aren't accurate. The advertised rate is not the same thing as locking a rate with an actual lender.

OP here, just got another estimate for 2.75% no points on 30 year 1.5M jumbo VA

from who?

Ok this is too good, i am going to lock before the time closes COB.

[Anonymous]

Anonymous wrote:is it just for Veterans/

yes this is only for veterans, the cap was removed from the VA loan this year

[Anonymous]

I just called vacu. Live in McLean. Home value 1.9. Best I could get from them is 3.5 on 750k refi but I had a home equity of 280 that I used for renovations on the house--I asked that they could combine the two--they said no. I then said do a second on the 280 for 20 years and was quoted 7.5 on the second. I already have 3.5 rate on my home and a variable on the second at 4.5--do just sitting on it right now.

[Anonymous]

Navy Federal is doing 30 year jumbo refinances at 3.1%

Fed is expected to make a half point rate cut soon. I have expect refi rates to get to 2.75, maybe even 2.5

[Anonymous]

Just today I got 3.375 w/no points from Mr. Cooper.