If you won the "health lottery" consider yourself lucky

[Anonymous]

I work for a fortune 250 company and have a HSA. Company gives us almost $2,000 each year in seed money for the HSA and we get a $900 credit each year for being a non-smoker and $400 for earning points for attending health webinars and getting preventative things like flu shots and dental cleaning. After all that, my premium expense is less than $200 a year total for myself and kids.
But we do have a high deductible. I think it's $5000 a year for the family.

[Anonymous]

Anonymous wrote:I am married and yes, I make plenty but my benefits are terrible. My wife teaches solely for the benefits and retirement and saving. It is what it is.

+1. We are exactly like this. One person is working just for the insurance.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I work for a nonprofit that pays me 650K per year with excellent health benefits. Prior to this job, I was a GS-15 step 6 with the government for around 195K per year, also with good benefits. Even with zero healthcare benefits at a salary of 650K per year, I could spend 300K per year on purchasing health insurance, and I am still 150K ahead vs. working for the government.

What OP said just does not make sense.

Please tell us what sham “nonprofit” you work for.

PP -- there are so many of these nonprofits that pay like this. Stop being jealous and get a job at one of them yourself. Its like being a Congressman -- sweet benefits and zero work.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I work for a nonprofit that pays me 650K per year with excellent health benefits. Prior to this job, I was a GS-15 step 6 with the government for around 195K per year, also with good benefits. Even with zero healthcare benefits at a salary of 650K per year, I could spend 300K per year on purchasing health insurance, and I am still 150K ahead vs. working for the government.

What OP said just does not make sense.

Please tell us what sham “nonprofit” you work for.

New York City ballet pays their creative directors, head of communications 700k.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I work for a nonprofit that pays me 650K per year with excellent health benefits. Prior to this job, I was a GS-15 step 6 with the government for around 195K per year, also with good benefits. Even with zero healthcare benefits at a salary of 650K per year, I could spend 300K per year on purchasing health insurance, and I am still 150K ahead vs. working for the government.

What OP said just does not make sense.

Please tell us what sham “nonprofit” you work for.

New York City ballet pays their creative directors, head of communications 700k.

On so many levels - WOW. I’m never going to a ballet again. I cannot support this or be part of the problem.

[Anonymous]

Anonymous wrote:I work for a fortune 250 company and have a HSA. Company gives us almost $2,000 each year in seed money for the HSA and we get a $900 credit each year for being a non-smoker and $400 for earning points for attending health webinars and getting preventative things like flu shots and dental cleaning. After all that, my premium expense is less than $200 a year total for myself and kids.
But we do have a high deductible. I think it's $5000 a year for the family.

What are your copays? We had great coverage and my copays nearly doubled this year.

[Anonymous]

Anonymous wrote:You could have taken the higher paying job and self paid the difference. You aren't very bright are you?

So many people - including boting republicans - are in ObamaCare that the government cannot get rid of it without pissing off their base.

[Anonymous]

One thing I find interesting about this discussion - the question is phrased as if it's a one-time thing. You've either won the health lottery or you haven't.

It's not a one time thing, it's ongoing. You haven't won the health lottery; you just haven't lost it yet.

If you live long enough, at some point you will lose the health lottery. And for many people, that surprising day comes sooner than they anticipate.

[Anonymous]

Anonymous wrote:I am married and yes, I make plenty but my benefits are terrible. My wife teaches solely for the benefits and retirement and saving. It is what it is.

Yup. I wouldn’t work for DCPS if not for the benefits since my spouse doesn’t have any. Ironically working there has given me health issues but at least I’m not struggling to find and pay for treatment.