How much emergency fund cash do you have?

[Anonymous]

$3K

[Anonymous]

$6mil

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:For our income and expenses we have an insufficient amount of cash, but I could get ahold of $100k-$200k without selling anything inside of 24 hours and in a true emergency a good $1m within 3-4 days.

Should I still shoot for 6-8 months truly liquid?

Where would that money come from?

A few hundred on unsecured personal lines of credit. A few hundred from businesses I own (I prefer to keep them with more cash, but they would be fine if I pulled it) a few hundred from existing untapped lines of credit on investment properties (they would still cash flow even I maxed out the helocs) and I could also access margin accounts on my brokerage account and borrow from a cash value life insurance policy. I could get my hands on a few million more, but that would require selling investments.

Then, no, I would not worry about having any additional liquid. well done!

[Anonymous]

$2,400 cash directly on hand in the house
$30,000 in a savings account
$4,500 in I-bonds
$20,000 in municipal bonds
$30,000 in gold/silver

After that, it's raid the 401k and IRAs time.