Dual income families, what is your HHI?
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Anonymous
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DH: 60K
Me: 75K Total: 135K Two kids, childcare = $2100 a month Own a rowhouse in Baltimore (where DH works. I work from home mostly) |
Anonymous
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Me: 100K
Husband: 135K Total: 235K 3 kids, own a house in Rockville |
Anonymous
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Me:118 K
DH:180 K + 20% bonus Mortgage: 3000 month Daycare: 1725 month one DS another on the way |
Anonymous
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me: $102
DH: $97 Own in Derwood = $2800/mo Preschool and au pair = somewhere between $20 and $25k yearly No more school debt. cars paid off. I'm 33 and DH is 36 |
Anonymous
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me $100
DH $80 own on cap hill se - $1600 (bought a long time ago) still have school debt childcare for three kids (one in school - two daycare) - $2400 a month |
Anonymous
| my house payment is about $4,800/month and we make less money that almost any of you. something does that compute. |
Anonymous
I'm the original poster...and I'm 31 and my spouse is 34. Not sure that's 'young' on these boards. We're in IT, but in education which overall pays less. But we both love our jobs and all the leave we get. |
Anonymous
How much do you make? |
Anonymous
Post your salary and maybe someone will compute it for you. |
Anonymous
sounds like you bought more house than you can afford, put almost nothing down, have a very high-interest loan, or a combination of the three. |
Anonymous
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Me: $56,000
DH: $64,000 I'm 39 and he's 36 Mortgage is $2100 in PG County One kid in daycare 3 days a week for $750/mo. Second kid on the way and when we'll have monthly daycare costs of around $2000 No debt or car payments We rent out some of our bedrooms to wonderful housemates for about half of the mortgage. We feel like we make a lot of money. Have a lot to be thankful for both in terms of economic security and quality of life. |
Anonymous
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Me: $95,000
DH: $155,000 + some bonus Both 35. Mortgage is $5000 in Falls Church. One kid in FT daycare for $1500/month. #2 on the way, daycare will go to over $3000/month. No debt other than mortgage. Both max out 401(k)s, have some college and other savings. |
Anonymous
Agree. That is a really high payment. We are at 160K HHI and our mortgage is 2,100 a month. We did refinance to a much better rate. I would not be comfortable with anything more - we now can afford mortgage if one person were to get laid off, which I think is ideal. We live in a SFH close-in. |
Anonymous
no, put 10% down at the time, since paid off the 2nd 10% loan, have a low (or as low as you can get for a conforming jumbo) fixed rate. but maybe bought too much house. |
Anonymous
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Me: 115K
DH: 62K House payment is $2,700 (bought at the peak of the market almost 5 years ago). Daycare is $1,800 a month. We have 1 child. |