Does anyone actually get Starbucks every day?

[Anonymous]

Anonymous wrote:as a black coffee drinker, I can't tell you how much i hate SB's coffee. it tastes like tar!

Do we have to inject race into every conversation?

jk

[Anonymous]

My husband has bought lunch every work day for almost 15 years. I used to offer to make his lunch or pack up some leftovers but he really enjoys going to lunch with his coworkers.

He also had a daily Starbucks habit for years but now uses the Keurig machine at work. He has been known to buy pods for it, so it's not always free (and the wastefulness of the pods drives me crazy).

It's funny because although we have a high HHI he is frugal in most aspects and mindful of not wasting money. These are just his indulgences, and since so many people around him are doing the same they are easy habits to fall into.

[Anonymous]

I did when I worked downtown. But $2.50 a day, everyday isn't awful. Making it at home is less but not as good.

[Anonymous]

Anonymous wrote:Yes they even know my drink.

+1

[Anonymous]

I don't have a high hhi at all - I work because I have to - but I love my Starbucks cappuccino - I think it's about what we give up and what we keep to make ourselves happy. I gave up eating out as much or ordering takeaway but do not want to give up my coffee. It makes my day go a lot better.

[Anonymous]

Uh yeah, they know my name and drink. I get coffee every day, I buy lunch every day, so does my DH. Whatever helps us get through the day and keep up the crazy hours...

[Anonymous]

Anonymous wrote:Often times budgeting advice here is to skip the extras, like cable, or the Starbucks habit or some other supposed daily expense. Does anyone out there actually do that kind of stuff daily -- get Starbucks or like buy your lunch? Really? If so, how much do you spend?

Starbucks every day, sometimes twice, buy lunch every day - probably $25

[Anonymous]

Anonymous wrote:Uh yeah, they know my name and drink. I get coffee every day, I buy lunch every day, so does my DH. Whatever helps us get through the day and keep up the crazy hours...

What do you do?

[Anonymous]

Anonymous wrote:

Anonymous wrote:"You can't latte yourself to bankruptcy. The bladder won't stand for it" - Katie Porter in Helaine Olen's Pound Foolish

I'm generally a pretty frugal person and avoid unnecessary expenses, including Starbucks. But I can't be too judgmental on those who choose to indulge. If your morning latte is the thing that gets you through the day, or one of the few things you reliably enjoy and look forward to, I don't think it's nearly as destructive as some people imply.

Let's say you spend $5 at Starbucks every day of the year. That's $5x365, or about $1,800 per year, or about $1,300 if you only go on weekdays. I don't want to imply that's a trivial amount of money. But it's not going to make or break your household finances. It's the big lifestyle decisions - car, houses, vacations, schools - that determine your big picture finances. Latte's aren't quite small enough to be dismissed as a rounding error, but they're definitely at the margins of your financial health.

Two issues with this:

1. Anyone who spends $1,800 a year on crappy coffee is probably throwing money away on other pointless extravagances.

2. $1,800 a year *is* a lot of money when you think about the opportunity cost. It's a good chunk of an extra mortgage payment, a pretty nice vacation, or a meaningful contribution toward college/retirement. Versus time lost standing in line and a whole lot of pee.

a nice vacation for $1800????

[Anonymous]

Anonymous wrote:Often times budgeting advice here is to skip the extras, like cable, or the Starbucks habit or some other supposed daily expense. Does anyone out there actually do that kind of stuff daily -- get Starbucks or like buy your lunch? Really? If so, how much do you spend?

Yea I get coffee out and lunch almost daily m-f. Spend maybe like $15-30 a day depending on where I go to lunch.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:"You can't latte yourself to bankruptcy. The bladder won't stand for it" - Katie Porter in Helaine Olen's Pound Foolish

I'm generally a pretty frugal person and avoid unnecessary expenses, including Starbucks. But I can't be too judgmental on those who choose to indulge. If your morning latte is the thing that gets you through the day, or one of the few things you reliably enjoy and look forward to, I don't think it's nearly as destructive as some people imply.

Let's say you spend $5 at Starbucks every day of the year. That's $5x365, or about $1,800 per year, or about $1,300 if you only go on weekdays. I don't want to imply that's a trivial amount of money. But it's not going to make or break your household finances. It's the big lifestyle decisions - car, houses, vacations, schools - that determine your big picture finances. Latte's aren't quite small enough to be dismissed as a rounding error, but they're definitely at the margins of your financial health.

Two issues with this:

1. Anyone who spends $1,800 a year on crappy coffee is probably throwing money away on other pointless extravagances.

2. $1,800 a year *is* a lot of money when you think about the opportunity cost. It's a good chunk of an extra mortgage payment, a pretty nice vacation, or a meaningful contribution toward college/retirement. Versus time lost standing in line and a whole lot of pee.

a nice vacation for $1800????

+1

How do I go on this vacation for $1800? We are a family of 6!

[Anonymous]

I pack pb&j so I can buy Starbucks

[Anonymous]

I can't imagine why so many people go to starbucks. Starbucks burns the beans; that is how they always taste the same. I go to my Artisan Coffee Shop every morning, where they roast their own beans based on a bean-dependent roasting profile. The resulting product is far superior.

I go there, on average, 6 days a week. I spend about 2000/yr there.

But, I always leave feeling happy.

[Anonymous]

At least half of my male coworkers buy lunch every day, empty nesters or dinks especially.

[Anonymous]

I buy the Starbucks coffee beans and grind and brew it at home. I take a thermal container of it in the car with me in the morning. It saves time I don't have in the morning to stop by Starbucks because I have to get the kids to the bus stop and then onto work. If I did not have kids, I'd probably stop at Starbucks everyday because there is one on my route to work and across the street from my office. But, once I get in the office, I don't want to leave to get a cup of coffee. That's just me.