Investments and retirement funds way down

[Anonymous]

Huh? The S&P500 is flat so far in 2025.

[Anonymous]

Anonymous wrote:How old are you? I’m 35 and just not checking my investment accounts. They are long term vehicles and if we don’t survive trump and the market doesn’t cycle back long term, I’ve got bigger problems.

Not looking is certainly an option. But the world will not be the same again, so I don’t know if the old methods like waiting it out will work. I expect a lot of things we’re used to will be gone out permanently damaged.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I just checked mine and they aren't down at all. How are you all losing 6 figures? How much money are you starting with???

It's inconceivable to me that your investments aren't down this year.

If you’re in a lot of index funds, they’re not really down year to date. What are you invested in that is doing so poorly?

[Anonymous]

I'm not looking.

[Anonymous]

For 30 yrs of investment. Mid Feb of this year was the first time that I sold some of my taxable investment to increase my emergency money account balance. tariff delay, tariff and now delay auto parts tariff ? Can they do better homework before decide tariff or not ? I can not look at my account.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I just checked mine and they aren't down at all. How are you all losing 6 figures? How much money are you starting with???

It's inconceivable to me that your investments aren't down this year.

If you’re in a lot of index funds, they’re not really down year to date. What are you invested in that is doing so poorly?

index fund is flat or little down so far 2025 ! increase in Jan decrease in Feb. Decrease up to now in March.

[Anonymous]

Anonymous wrote:

Anonymous wrote:How old are you? I’m 35 and just not checking my investment accounts. They are long term vehicles and if we don’t survive trump and the market doesn’t cycle back long term, I’ve got bigger problems.

Not looking is certainly an option. But the world will not be the same again, so I don’t know if the old methods like waiting it out will work. I expect a lot of things we’re used to will be gone out permanently damaged.

None of us know the future. And most people who game the economy or their investments do horribly. What are you doing to mitigate "the world not being the same again"?

[Anonymous]

Anonymous wrote:I have literally never sold stock in my life. Until about 2 weeks when I sold $1M worth.

I never get timing that good…. Until now.

Unless you get the reinvestment timing right you do not know anything yet.

[Anonymous]

Anonymous wrote:My husband said today our investment account was down $300k. Does anyone think with the disaster of Trump and Musk not knowing what they’re doing that the stock market might crash? Would it recover when they’re gone?

Yes. Maybe.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I have literally never sold stock in my life. Until about 2 weeks when I sold $1M worth.

I never get timing that good…. Until now.

Unless you get the reinvestment timing right you do not know anything yet.

so many federal employees are out of the jobs. We don't know how many contractors are out of the jobs. tariff on and off. It is very hard for the market to move up in the short period like the next 3 months ?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I just checked mine and they aren't down at all. How are you all losing 6 figures? How much money are you starting with???

It's inconceivable to me that your investments aren't down this year.

If you’re in a lot of index funds, they’re not really down year to date. What are you invested in that is doing so poorly?

index fund is flat or little down so far 2025 ! increase in Jan decrease in Feb. Decrease up to now in March.

Right. Not really down year to date. My index funds are holding steady right now.

Someone who has lost a lot year-to-date is probably not in index funds.

[Anonymous]

Anonymous wrote:You deserve to lose some money, OP, if you are lax to the point of suddenly waking up after a stock market slide and post on DCUM wondering where your money went.

Also, PP is correct. I've made millions in the stock market. The stock market has been volatile ever since Trump came to office and all indices had a bad day today. Tomorrow the Commerce secretary said there might be a compromise on tariffs - the stock market has always been the pride and joy of Trump, and this White House doesn't like seeing it slide like that.

I cashed out of a portion of my stocks in February, something I've never done before in my 20 years of investing. I will be staying liquid until I can buy one of last dips before the market stabilizes.

lol. “The pride and joy”…yeah that explains why we are destroying our ties with trade partners. You think it’ll just move on to business as usual? All the threats to annex Greenland and Canada? We’ll be lucky if we can build back any goodwill and not permanently impact our trade relations. But yeah, Trump totally is a caring person who makes rational decisions.

[Anonymous]

All the bipolar moves on tariffs and yelling at our European allies is super great for stocks. This is all totally normal and not something a cult leader would do or that his cult would cheer on. These are normal times!

[Anonymous]

I would take the cash out now while you still can. It's not going to get better. At all.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I have literally never sold stock in my life. Until about 2 weeks when I sold $1M worth.

I never get timing that good…. Until now.

Unless you get the reinvestment timing right you do not know anything yet.

Reinvestment will happen with stocks not in the Us...move money overseas and invest in ahem eastern europe...