Unpopular Opinions

[Anonymous]

Those of you who think that having a child without a million dollar bank account is criminal, and who are angry about benefits going to children. Please tell me where you think government money should go to and who would have permission to enjoy it?

I ask because for a civilization to survive it needs to grow and expand. Meaning we should be making more advances in science, medicine, technology. Workers should not be slaves, there should be enough food

Unless you want a revolution

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

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Anonymous wrote:That the best possible investment people with money in this country could make is a robust social safety net (some form of UI, unemployment benefits, universal healthcare, subsidized childcare, housing for the homeless, and subsidized or free education and job training), paid for via higher taxes.

You can donate your own money to those causes. Or move to Europe.

Ahh. And let me guess where you fall on the socio-economic spectrum? Im betting somewhere along the lines that you could easily afford to invest in these things, find every tax loophole you can to avoid it, and think that the larger society in which you live isn't your responsibility to help maintain? Oh, and probably that you are smarter and more deserving of your wealth just be virtue of the fact that you have it?

Different poster here, but it's not just by virtue of the fact that I have wealth. I worked for it. I came from a dirt poor family. Took out loans, went to Ivy League schools, worked hard to build a business. It's my money and I don't have to give it to the government. I choose my own charities.

Dirt poor family huh? Was your family on Section 8? Food stamps? Medicaid? Who do you think pays for all of that, including WIC? The milk fairy? It’s the federal government. You presumably went to public school. Who pays for that? Your teachers were no doubt educated in public schools. You got loans to go to a private college. Who subsidized those loans? You no doubt use the Internet to build your business. Who created that? DARPA. You drive on a federally built interstate system. You put your money in FDIC-backed banks, which contributes to the faith in the banking system.

Would you have built the same life you have now if you had been born in a cave in Afghanistan? No. You were born into a country and system that - along with your hard work - allowed it. Be grateful and realize that those who came before you paid their taxes (more than you, even) and allowed this system to flourish.

+1000
The "I built this all on my own" mentality lacks any contextual awareness. I have had the good fortune to start, run and sell a successful small business and I am deeply aware of how much the US system has helped me in my own education, in that of my employees, in multiple kinds of infrastructure, in low-cost loans and the list goes on. Taxes are really low here and the US has so many policies friendly to businesses. I had to pay so little from the gains of the sale of my business. The key areas I see lacking are around supporting health care and supporting caregivers. Providing health insurance was the most challenging aspect of my business--I would have much rather had paid more taxes on profits to instead have some predictability on the costs of health insurance.

[Anonymous]

Not a lot of unpopular opinions here. A lot of typical opinions, actually.

[Anonymous]

Anonymous wrote:Not a lot of unpopular opinions here. A lot of typical opinions, actually.

+1

Especially from the privileged set who's really bought into immoral poors narrative.

[Anonymous]

Unpopular opinion: every person born in the USA is privileged.

[Anonymous]

If you want mediocre returns, listen to boomer advice and have a 60-40 diversified portfolio for 6 percent returns per year.

F that. No one wants to be a millionaire by 65 when you get Alzheimer's anyway and can't enjoy the fruits of your labor while you are young. Plus, the safe diversified advice is just to keep boomers, who are in charge of everything still, wealthy because they can keep collecting all of the fees.

Boomers have ruined the economy and the nation's finances for the foreseeable future. The US is mired in debt, and bonds are worth toilet paper. A US T bill is good for fire kindling. There is no incentive to save.

Listen to all of the safe investing advice and die old until you can spend it. Meanwhile you could have gotten rich off Tesla, Apple, or Amazon. Who GAF if I die old and poor or old and rich yet mentally gone with Alzheimer's? I want to be wealthy now. If I fail, who cares? At least I can say I tried. Diversified slow growth portfolio is a scam. If it were true then there would be many more.millionaires in the US. What they never talk about are the exponential fees that follow that growth. F the boomer system.

[Anonymous]

Anonymous wrote:Compound interest although great on paper is not as valuable as the fun you could have had with it when you were younger.

I regret saving small amounts in my early/mid 20s. The fun you can have with small amounts of money when you are young significantly exceeds it when you are older. I’m in my mid 40s, yeah maybe I have a few hundred thousand more now because I saved in my early 20s but spending that money would have brought more pleasure.

Now I see my parents who just turned 80, they don’t really spend much anymore. Wealth is wasted on the old, it should be the young that have money but the world doesn’t work that way.

So I agree compounded interest is a scam. I saved in my 20s and went to grad school in my 30s. Those target accounts never went up much. They are at good places too.

[Anonymous]

Anonymous wrote:Unpopular opinion: every person born in the USA is privileged.

+1

[Anonymous]

Anonymous wrote:Most people who are very rich obtained their wealth through unethical means (slimey lawyer, greedy business person who screwed people out of their money, thief, cheating people etc.) Therefore, the extreme wealth is a mark of poor character.

Co-sign 100%.

[Anonymous]

Anonymous wrote:

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Anonymous wrote:Kids are a luxury in modern America

This is an unpopular reality, not opinion.

Poor people deserve to have sex just as much as rich people. I didn’t want to be that blunt but I’ll say it.

We’re not living in 1900.

Get some bc. There are forms that are 99.9% effective.

And before you start, I am as pro choice and pro sex Ed as they come. Free Iuds or Depp shots for all.

Omg THIS

There is no excuse for an unwanted pregnancy and a childhood spent mired in poverty in this day and age. For gods sake. When did we through personal responsibility and accountability out the window?

The folks on welfare are the ones doing the jobs you don’t want to do. We call them essential workers!

Grocery store clerks are generally not on welfare. They have a job, why would they be?

[Anonymous]

Anonymous wrote:Those of you who think that having a child without a million dollar bank account is criminal, and who are angry about benefits going to children. Please tell me where you think government money should go to and who would have permission to enjoy it?

I ask because for a civilization to survive it needs to grow and expand. Meaning we should be making more advances in science, medicine, technology. Workers should not be slaves, there should be enough food

Unless you want a revolution

There are enough people in the world without the government paying people to make more. We need to encourage greater migration from country to country, so people can easily go where the jobs are, no matter their nationality.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Kids are a luxury in modern America

This is an unpopular reality, not opinion.

Poor people deserve to have sex just as much as rich people. I didn’t want to be that blunt but I’ll say it.

We’re not living in 1900.

Get some bc. There are forms that are 99.9% effective.

And before you start, I am as pro choice and pro sex Ed as they come. Free Iuds or Depp shots for all.

Omg THIS

There is no excuse for an unwanted pregnancy and a childhood spent mired in poverty in this day and age. For gods sake. When did we through personal responsibility and accountability out the window?

The folks on welfare are the ones doing the jobs you don’t want to do. We call them essential workers!

Grocery store clerks are generally not on welfare. They have a job, why would they be?

They are on welfare because they don't make a living wage. Welfare is basically a corporate subsidy so places like Walmart don't have to pay their employees so they can pay rent and eat. Everything is a corporate hand out now since shareholders need more money.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Compound interest although great on paper is not as valuable as the fun you could have had with it when you were younger.

I regret saving small amounts in my early/mid 20s. The fun you can have with small amounts of money when you are young significantly exceeds it when you are older. I’m in my mid 40s, yeah maybe I have a few hundred thousand more now because I saved in my early 20s but spending that money would have brought more pleasure.

Now I see my parents who just turned 80, they don’t really spend much anymore. Wealth is wasted on the old, it should be the young that have money but the world doesn’t work that way.

Agreed, that get rich slowly philosophy is a scam. What’s the point of being rich when you are old and have dementia or something similar. Better to spend it when you can actually enjoy it.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Kids are a luxury in modern America

This is an unpopular reality, not opinion.

Poor people deserve to have sex just as much as rich people. I didn’t want to be that blunt but I’ll say it.

We’re not living in 1900.

Get some bc. There are forms that are 99.9% effective.

And before you start, I am as pro choice and pro sex Ed as they come. Free Iuds or Depp shots for all.

Omg THIS

There is no excuse for an unwanted pregnancy and a childhood spent mired in poverty in this day and age. For gods sake. When did we through personal responsibility and accountability out the window?

The folks on welfare are the ones doing the jobs you don’t want to do. We call them essential workers!

Grocery store clerks are generally not on welfare. They have a job, why would they be?

WOW. You do realize that people are not allowed to be on welfare unless they have a job or can prove continuous employment search, right? How could you be this ignorant?

[Anonymous]

Anonymous wrote:Maxing out every possible retirement vehicle is really not necessary for most people, even people who can easily afford it.

Why do you say this?