s/o cat's in the cradle

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:So OP, what did you decide ?

I haven't! I have until mid-next week to do so and am very stressed out. One day I flip one way and the next I flip the other. In terms of the need/want analysis- I work in public service so could handle the lower pay and then loan forgiveness in another 8 years. OTOH, the higher pay would enable me to pay the loans off myself completely in about 6-8 years. I miss my kids.

So either way in 8 years you are debt-free. right? And if you take this job, that may happen a year or two earlier, but will cost you and your family significantly. So the difference between the options is 0-2 years of being in debt, they both share 6 years of indebtedness, and they very greatly on Q of L.

There must be other factors, but the debt does not sound like enough reason. pp's point about it not being fuck you money is a great one.

Based on your own analysis, I'd take the lower paying job. Debt isn't really a factor here. You miss your kids, and no amount of money will make that go away. You can keep your eyes open for something else.

For myself, I chose less money for more family time, even with student loan debt. No regrets.