What are people experiencing unemployment/job instability doing about health insurance?

[Anonymous]

Anonymous wrote:I went to the exchange and put in my income and got put on the Exchange which cost me $0.

What is your income ?

[Anonymous]

Anonymous wrote:Floss your teeth. Brush after every meal. Wear masks in crowded places. Salt water gargle. Live in a clean home. Shower every day. Hydrate with water. More vegetables and whole plant based foods. Exercise. Sleep well.

PRAY.

Yeah this is terrifying for those of us with autoimmune diseases that have expensive treatments.

[Anonymous]

Medicaid if you are indigent.

ACA otherwise.

[Anonymous]

Tip: if you think you are going to be unemployed for a while or want to strike out on your own, see if enrolling at a local college and taking a night course will enable you to get health insurance from them? It will be much cheaper because the student body is younger, generally healthier people.

[Anonymous]

When I had no insurance for 4 months as a married person in my 20s, I raised the value of the medical payments portion of our car insurance. That didn't cost much and at our ages, I figured that was a good way to tackle a relatively high risk source of bills.

[Anonymous]

My daughter has a rare disease and multiple disabilities and is reliant on medication for her life. The market price for one of her medications is 85k a year. So I’d enroll her in Medicaid right away. She should qualify even if DH and I don’t.

After that was sorted out, I assume I would seek out marketplace coverage and pay for that. It might not be the ideal, but experience has taught us health can change shockingly fast and we’d never ever go without insurance. (We also stockpile meds so we always have a buffer, just in case. We could typically weather a 2-3 month disruption.)