Finally Paid off My Student Loans!

[Anonymous]

Anonymous wrote:I make a decent salary of 400,000 a year

[Anonymous]

Congratulations!! That is major.

You should feel really good about that.

[Anonymous]

There is a lot of health care fraud in dentistry. I hope that's not you, OP. Hope you don't tell people they have cavities when they don't.

[Anonymous]

Anonymous wrote:Why is your child in private school, what does it cost, and do you have a 529 college fund for him/her? How old is the child? Do you have a spouse and do they work?

I fully support the private school option. NP

[Anonymous]

Congrats on paying off your osns.

But why was someone earning a household income of $400,000 alowed to not pay interest in their student loans?

[Anonymous]

Anonymous wrote:You have not been poor. You have been broke.
401k only up to the max, the rest into investment account and learn to manage it on your own.
Learn to invest. Don't fall for all the accounts offered by work/government. They are traps. Figure out Roth for you situation while they still allow it for people making as much as you do.

Neither if they make that income. They have a spending problem.

[Anonymous]

Anonymous wrote:Congrats on paying off your osns.

But why was someone earning a household income of $400,000 alowed to not pay interest in their student loans?

Interest payments were put on hold during Covid. OP was smart to pay off the loan before interest payments started up again.

[Anonymous]

Anonymous wrote:Congrats on paying off your osns.

But why was someone earning a household income of $400,000 alowed to not pay interest in their student loans?

All interest was frozen during COVID.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Congrats on paying off your osns.

But why was someone earning a household income of $400,000 alowed to not pay interest in their student loans?

Interest payments were put on hold during Covid. OP was smart to pay off the loan before interest payments started up again.

Someone that rich should never have been given that benefit.

Ridiculous.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Congrats on paying off your osns.

But why was someone earning a household income of $400,000 alowed to not pay interest in their student loans?

All interest was frozen during COVID.

2025 was not "covid"

Covid ended 4 years ago.

Why on earth was a rich person getting covid relief through 2025?

Sorry, but that is insane.

[Anonymous]

Congratulations on paying off the loans but as someone making far less that paid do much interest on my loans it is really frustrating to hear that interest was waived for high earners for years….

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Congrats on paying off your osns.

But why was someone earning a household income of $400,000 alowed to not pay interest in their student loans?

All interest was frozen during COVID.

2025 was not "covid"

Covid ended 4 years ago.

Why on earth was a rich person getting covid relief through 2025?

Sorry, but that is insane.

Can’t speak to this person’s experience. The pause on my interest ended in 2023 I think so I paid all of my law school debt off at that time.

[Anonymous]

I am OP . I did not anticipate that some individuals would object to the interest freeze. Firstly, my loans were exclusively federal government loans. I repaid the majority of my loans during the COVID pandemic, and subsequently, the Biden SAVE program proved to be a valuable resource. While the SAVE program was navigating the court system, the decision was made to freeze all interest. I took advantage of this opportunity also. It is essential to note that I am not an individual who neglected to repay my loans. I settled my debts with some interest.

Now you guys acting like I am some billionaire freeloader! I am poor compared to most of you guys here. I have answered all the questions genuinely. I guess this is the glory of the internet. You get crazy trolls…

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Congrats on paying off your osns.

But why was someone earning a household income of $400,000 alowed to not pay interest in their student loans?

All interest was frozen during COVID.

2025 was not "covid"

Covid ended 4 years ago.

Why on earth was a rich person getting covid relief through 2025?

Sorry, but that is insane.

Can’t speak to this person’s experience. The pause on my interest ended in 2023 I think so I paid all of my law school debt off at that time.

It wasn't covid relief. They could have been enrolled in one of the income driven repayment plans that were held up in court. Not the borrowers' fault whatsoever...the no-interest forbearance (different from the COVID forbearance) during this timeframe was the least we could do to make sure these borrowers weren't harmed considering they weren't even allowed to enroll in repayment plans the laws entitled them to.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Congrats on paying off your osns.

But why was someone earning a household income of $400,000 alowed to not pay interest in their student loans?

All interest was frozen during COVID.

2025 was not "covid"

Covid ended 4 years ago.

Why on earth was a rich person getting covid relief through 2025?

Sorry, but that is insane.

Can’t speak to this person’s experience. The pause on my interest ended in 2023 I think so I paid all of my law school debt off at that time.

It wasn't covid relief. They could have been enrolled in one of the income driven repayment plans that were held up in court. Not the borrowers' fault whatsoever...the no-interest forbearance (different from the COVID forbearance) during this timeframe was the least we could do to make sure these borrowers weren't harmed considering they weren't even allowed to enroll in repayment plans the laws entitled them to.

OP here. Thank you. Finally, somebody who has been aware of all the recent Trump/Biden student loan drama...