What is your PITI and HHI?
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Anonymous
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I am not sure if ours is high or low - PITI will be $6400 a month and HHI is guaranteed $670,000 with a potential bonus between $100,000-$200,000 a year.
Current PITI is only $4000 a month. |
Anonymous
| That feels low to comfortable. Our income is similar and we pay $8k without batting an eye. |
Anonymous
| Our piti is zero. Good brag. |
Anonymous
| That's a little higher as a percentage than ours, but same ballpark. Our numbers are like 25% of yours, so the actual numbers seem kind of irrelevant to your question. |
Anonymous
So you rent, or evading property taxes and have no homeowners insurance? |
Anonymous
| HHI $300k, PITI $5000. Bought last year. |
Anonymous
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HHI $450, PITI $4500
But if you’re buying a bigger or older place, account for more repairs & more expense to heat/cool it as well. |
Anonymous
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HHI 260k, PITI $2025
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Anonymous
| HHI $350k, PITI $3100 |
Anonymous
| HHI 535,000. PITI 2875. |
Anonymous
| We may be a little on the higher end here.. HHI: $275k PITI: $4200 |
Anonymous
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HHI: $1.5 million
PITI: $2,000 Just kidding, but these are the types of responses you will get that bear no relation to the average person’s financial situation in the DMV if they bought within the past 5 years. A bunch of boomers flexing there 20 year old mortgages. |
Anonymous
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HHI 375
PITI 4200 Bought in 2021 |
Anonymous
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HHI $200k
PITI $2450 Bought current house in 2008. |
Anonymous
This 100%. OP if you want useful responses you should ask people to include what year they purchased + their interest rate. Otherwise this is just pre COVID and COVID buyers flexing their $3K/ mo PITI with a 2.5% interest rate. If helpful - we bought 2025, HHI $650K and rising to $800K soon with promo, PITI is $6K @ 7% APR ($785K mortgage). |