New driver and insurance coverage

[Anonymous]

If a teen breaches the conditions of their Maryland provisional license by taking an under-18yo friend as passenger before 151 days have passed, are they still covered by the auto insurance?

[Anonymous]

How would the insurance company know? Was the driver involved in an accident?

[Anonymous]

So this is how Maryland drivers are born. Makes a lot of sense.

[Anonymous]

Anonymous wrote:How would the insurance company know? Was the driver involved in an accident?

Yes, I meant would the insurance coverage still be valid if the new driver caused an accident? As an example, if the new driver gave a friend a lift to soccer practise and caused an accident on the way.

[Anonymous]

You’re going to have to read your insurance policy

[Anonymous]

I don’t live in Maryland, but I would expect the insurance company to cover the claim. Assuming the driver was ticketed, your insurance rates will double.