What fund you invest in other than VOO and VTSAX?

Anonymous
Other than VOO and VTSAX which funds/etfs from Vangaurd are good with low expense ratios for long term retirement investment?
Anonymous
That's as good as it gets. Keep it simple and play the long game
Anonymous
I do the fidelity equivalents of those two accounts.
Anonymous
I like Vanguard's Dividend Appreciation fund too. But it's not necessary.

Anonymous
Those are both large cap US growth funds, not exactly diversified.
Look into international large and small, us small cap, and emerging markets. Factor based investing is also an option.
Anonymous
Anonymous wrote:Those are both large cap US growth funds, not exactly diversified.
Look into international large and small, us small cap, and emerging markets. Factor based investing is also an option.


No. Neither of these is a large cap growth fund. One is an S&P 500 index ETF (VOO), which is essentially a large-cap blend of growth and value stocks, though about 16% of holdings are mid-cap. The other is a total stock market index mutual fund (VTSAX), which is also a blend of growth and value stocks, with 9% small-cap, 19% mid-cap, and 72% large-cap.

VTSAX and VTI (the ETF version) are very diversified domestic portfolios. If you want even more small-cap and mid-cap exposure for growth, you should add VBK and VOT, respectively.

For international exposure, consider VXUS or SPDW. As interest rates rise, bond fund prices will continue to drop and become an increasingly better investment; might consider BND for this. Finally, if real estate is your game, you could do far worse than USRT.

Anonymous
Anonymous wrote:
Anonymous wrote:Those are both large cap US growth funds, not exactly diversified.
Look into international large and small, us small cap, and emerging markets. Factor based investing is also an option.


No. Neither of these is a large cap growth fund. One is an S&P 500 index ETF (VOO), which is essentially a large-cap blend of growth and value stocks, though about 16% of holdings are mid-cap. The other is a total stock market index mutual fund (VTSAX), which is also a blend of growth and value stocks, with 9% small-cap, 19% mid-cap, and 72% large-cap.

VTSAX and VTI (the ETF version) are very diversified domestic portfolios. If you want even more small-cap and mid-cap exposure for growth, you should add VBK and VOT, respectively.

For international exposure, consider VXUS or SPDW. As interest rates rise, bond fund prices will continue to drop and become an increasingly better investment; might consider BND for this. Finally, if real estate is your game, you could do far worse than USRT.



VTSAX and VTI are very similar in that both are dominated by a dozen or so large cap growth companies. If you don't think it is basically a growth index, look it up on morningstar.

Vanguard small cap growth (VBK) is horrible. It is the exact opposite of what you want to do. You need to screen out the unprofitable small cap companies. IJR screens for profitability and has low fees. If anything, you should be tilting towards small cap value.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Those are both large cap US growth funds, not exactly diversified.
Look into international large and small, us small cap, and emerging markets. Factor based investing is also an option.


No. Neither of these is a large cap growth fund. One is an S&P 500 index ETF (VOO), which is essentially a large-cap blend of growth and value stocks, though about 16% of holdings are mid-cap. The other is a total stock market index mutual fund (VTSAX), which is also a blend of growth and value stocks, with 9% small-cap, 19% mid-cap, and 72% large-cap.

VTSAX and VTI (the ETF version) are very diversified domestic portfolios. If you want even more small-cap and mid-cap exposure for growth, you should add VBK and VOT, respectively.

For international exposure, consider VXUS or SPDW. As interest rates rise, bond fund prices will continue to drop and become an increasingly better investment; might consider BND for this. Finally, if real estate is your game, you could do far worse than USRT.



VTSAX and VTI are very similar in that both are dominated by a dozen or so large cap growth companies. If you don't think it is basically a growth index, look it up on morningstar.

Vanguard small cap growth (VBK) is horrible. It is the exact opposite of what you want to do. You need to screen out the unprofitable small cap companies. IJR screens for profitability and has low fees. If anything, you should be tilting towards small cap value.


You’re a total moron. You don’t seem to understand the difference between market cap weighting and allocation for fund classification. VTI is the ETF equivalent of VTSAX, so of course they are similar. And, no, neither is a large-cap growth fund. Less than 40% of the holdings are growth companies. The growth companies they hold have heavy market cap weighting, but this doesn’t magically transform them to growth funds. Why do you think VUG exists? Idiot.

You sound like another two-bit financial hack that lacked the intellectual capacity to become a world-class economist or mathematician. Sounds like you sit on the sidelines watching everyone else do the heavy analytical lifting while you later attempt in vain to summarize the financial highlights.

As for VBK, it was up a multiple of 7.95 from March 2009 to October 2021, while the S&P 500 was up only a multiple of 5.24 during the same period. You’re clearly weak on math and – since you can’t Google this answer – I’ll provide it to you free of charge. That’s 17.9% YoY growth for VBK vs. 14.1% YoY growth for the S&P 500 during the same period. So, you’re right, VBK has a horrible track record if mediocrity is your goal.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Those are both large cap US growth funds, not exactly diversified.
Look into international large and small, us small cap, and emerging markets. Factor based investing is also an option.


No. Neither of these is a large cap growth fund. One is an S&P 500 index ETF (VOO), which is essentially a large-cap blend of growth and value stocks, though about 16% of holdings are mid-cap. The other is a total stock market index mutual fund (VTSAX), which is also a blend of growth and value stocks, with 9% small-cap, 19% mid-cap, and 72% large-cap.

VTSAX and VTI (the ETF version) are very diversified domestic portfolios. If you want even more small-cap and mid-cap exposure for growth, you should add VBK and VOT, respectively.

For international exposure, consider VXUS or SPDW. As interest rates rise, bond fund prices will continue to drop and become an increasingly better investment; might consider BND for this. Finally, if real estate is your game, you could do far worse than USRT.



VTSAX and VTI are very similar in that both are dominated by a dozen or so large cap growth companies. If you don't think it is basically a growth index, look it up on morningstar.

Vanguard small cap growth (VBK) is horrible. It is the exact opposite of what you want to do. You need to screen out the unprofitable small cap companies. IJR screens for profitability and has low fees. If anything, you should be tilting towards small cap value.


You’re a total moron. You don’t seem to understand the difference between market cap weighting and allocation for fund classification. VTI is the ETF equivalent of VTSAX, so of course they are similar. And, no, neither is a large-cap growth fund. Less than 40% of the holdings are growth companies. The growth companies they hold have heavy market cap weighting, but this doesn’t magically transform them to growth funds. Why do you think VUG exists? Idiot.

You sound like another two-bit financial hack that lacked the intellectual capacity to become a world-class economist or mathematician. Sounds like you sit on the sidelines watching everyone else do the heavy analytical lifting while you later attempt in vain to summarize the financial highlights.

As for VBK, it was up a multiple of 7.95 from March 2009 to October 2021, while the S&P 500 was up only a multiple of 5.24 during the same period. You’re clearly weak on math and – since you can’t Google this answer – I’ll provide it to you free of charge. That’s 17.9% YoY growth for VBK vs. 14.1% YoY growth for the S&P 500 during the same period. So, you’re right, VBK has a horrible track record if mediocrity is your goal.


Looks like our self proclaimed investing stud is back. Nobody is talking about market cap weighting you tool. I meant to say that VTSAX and VOO are similar. But yes, their performance is similar due to market cap weighting, obviously. Nobody cares about your cherry picked data that is very recent. All you are doing is jumping on the bandwagon. Small growth! LMAO! I guess Fama and French know nothing compared to you. I bet you know more than this guy ha
https://www.sciencedirect.com/science/article/pii/S0304405X18301326
Anonymous
SCHD. Screw the idea of having to sell VOO and VTSAX into a down market in retirement - I’m going to be living off dividends (and rental income and small business income; to be fair, I never plan to fully 100% retire.)
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Those are both large cap US growth funds, not exactly diversified.
Look into international large and small, us small cap, and emerging markets. Factor based investing is also an option.


No. Neither of these is a large cap growth fund. One is an S&P 500 index ETF (VOO), which is essentially a large-cap blend of growth and value stocks, though about 16% of holdings are mid-cap. The other is a total stock market index mutual fund (VTSAX), which is also a blend of growth and value stocks, with 9% small-cap, 19% mid-cap, and 72% large-cap.

VTSAX and VTI (the ETF version) are very diversified domestic portfolios. If you want even more small-cap and mid-cap exposure for growth, you should add VBK and VOT, respectively.

For international exposure, consider VXUS or SPDW. As interest rates rise, bond fund prices will continue to drop and become an increasingly better investment; might consider BND for this. Finally, if real estate is your game, you could do far worse than USRT.



VTSAX and VTI are very similar in that both are dominated by a dozen or so large cap growth companies. If you don't think it is basically a growth index, look it up on morningstar.

Vanguard small cap growth (VBK) is horrible. It is the exact opposite of what you want to do. You need to screen out the unprofitable small cap companies. IJR screens for profitability and has low fees. If anything, you should be tilting towards small cap value.


You’re a total moron. You don’t seem to understand the difference between market cap weighting and allocation for fund classification. VTI is the ETF equivalent of VTSAX, so of course they are similar. And, no, neither is a large-cap growth fund. Less than 40% of the holdings are growth companies. The growth companies they hold have heavy market cap weighting, but this doesn’t magically transform them to growth funds. Why do you think VUG exists? Idiot.

You sound like another two-bit financial hack that lacked the intellectual capacity to become a world-class economist or mathematician. Sounds like you sit on the sidelines watching everyone else do the heavy analytical lifting while you later attempt in vain to summarize the financial highlights.

As for VBK, it was up a multiple of 7.95 from March 2009 to October 2021, while the S&P 500 was up only a multiple of 5.24 during the same period. You’re clearly weak on math and – since you can’t Google this answer – I’ll provide it to you free of charge. That’s 17.9% YoY growth for VBK vs. 14.1% YoY growth for the S&P 500 during the same period. So, you’re right, VBK has a horrible track record if mediocrity is your goal.


Looks like our self proclaimed investing stud is back. Nobody is talking about market cap weighting you tool. I meant to say that VTSAX and VOO are similar. But yes, their performance is similar due to market cap weighting, obviously. Nobody cares about your cherry picked data that is very recent. All you are doing is jumping on the bandwagon. Small growth! LMAO! I guess Fama and French know nothing compared to you. I bet you know more than this guy ha
https://www.sciencedirect.com/science/article/pii/S0304405X18301326


You must be right, of course, because you’re parroting something you heard or read elsewhere. VOO and VTSAX are as similar as apples and oranges. The latter group is comprised of round fruit and are comparable in overall size, after all.

And then you so eloquently undermine your own vantage point be referencing an empirically derived regression model that fails to incorporate the causalities of macroeconomic trends and investor sentiment. Yes. Fana and French may seem like financial geniuses to you, but to mathematically-inclined economic wizards like myself, their sophomoric approximations are laughable at best. They’ve incorporated no temporal recursion into their models and their statistics-based approximations of nonlinearly aggregated random variables is a kindergartner’s shortcut. You’re out of your depth!
Anonymous
Go to Bogleheads and read about the 3 fund portfolio
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Those are both large cap US growth funds, not exactly diversified.
Look into international large and small, us small cap, and emerging markets. Factor based investing is also an option.


No. Neither of these is a large cap growth fund. One is an S&P 500 index ETF (VOO), which is essentially a large-cap blend of growth and value stocks, though about 16% of holdings are mid-cap. The other is a total stock market index mutual fund (VTSAX), which is also a blend of growth and value stocks, with 9% small-cap, 19% mid-cap, and 72% large-cap.

VTSAX and VTI (the ETF version) are very diversified domestic portfolios. If you want even more small-cap and mid-cap exposure for growth, you should add VBK and VOT, respectively.

For international exposure, consider VXUS or SPDW. As interest rates rise, bond fund prices will continue to drop and become an increasingly better investment; might consider BND for this. Finally, if real estate is your game, you could do far worse than USRT.



VTSAX and VTI are very similar in that both are dominated by a dozen or so large cap growth companies. If you don't think it is basically a growth index, look it up on morningstar.

Vanguard small cap growth (VBK) is horrible. It is the exact opposite of what you want to do. You need to screen out the unprofitable small cap companies. IJR screens for profitability and has low fees. If anything, you should be tilting towards small cap value.


You’re a total moron. You don’t seem to understand the difference between market cap weighting and allocation for fund classification. VTI is the ETF equivalent of VTSAX, so of course they are similar. And, no, neither is a large-cap growth fund. Less than 40% of the holdings are growth companies. The growth companies they hold have heavy market cap weighting, but this doesn’t magically transform them to growth funds. Why do you think VUG exists? Idiot.

You sound like another two-bit financial hack that lacked the intellectual capacity to become a world-class economist or mathematician. Sounds like you sit on the sidelines watching everyone else do the heavy analytical lifting while you later attempt in vain to summarize the financial highlights.

As for VBK, it was up a multiple of 7.95 from March 2009 to October 2021, while the S&P 500 was up only a multiple of 5.24 during the same period. You’re clearly weak on math and – since you can’t Google this answer – I’ll provide it to you free of charge. That’s 17.9% YoY growth for VBK vs. 14.1% YoY growth for the S&P 500 during the same period. So, you’re right, VBK has a horrible track record if mediocrity is your goal.


Looks like our self proclaimed investing stud is back. Nobody is talking about market cap weighting you tool. I meant to say that VTSAX and VOO are similar. But yes, their performance is similar due to market cap weighting, obviously. Nobody cares about your cherry picked data that is very recent. All you are doing is jumping on the bandwagon. Small growth! LMAO! I guess Fama and French know nothing compared to you. I bet you know more than this guy ha
https://www.sciencedirect.com/science/article/pii/S0304405X18301326


You must be right, of course, because you’re parroting something you heard or read elsewhere. VOO and VTSAX are as similar as apples and oranges. The latter group is comprised of round fruit and are comparable in overall size, after all.

And then you so eloquently undermine your own vantage point be referencing an empirically derived regression model that fails to incorporate the causalities of macroeconomic trends and investor sentiment. Yes. Fana and French may seem like financial geniuses to you, but to mathematically-inclined economic wizards like myself, their sophomoric approximations are laughable at best. They’ve incorporated no temporal recursion into their models and their statistics-based approximations of nonlinearly aggregated random variables is a kindergartner’s shortcut. You’re out of your depth!


Rando dcum poster knows more than winners of the Nobel Prize in economics!
Anonymous
VSTAX, VTIAX, and VBTLX are all the vast majority of people need for a diversified portfolio.
Anonymous
My 401k is in the Vanguard Target Retirement Fund 2025 (made up of VTSAX, VTIAX, VBTLX, and whatever the international bond fund is). I have VTSAX in my Roth and my brokerage account. My other IRAs I have a mix of Wellesley and Wellington--I don't mind a bit of actively managed money, especially these days. All comes out to about 60-40.

But that's it.

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