The days of being able to afford a SFH in a desired, close-in neighborhood on a single government income in DC and more than one child ended on roughly 2000 or so. My parents did it though, and it was great, and now have a very secure retirement income in a lower cost area thanks in part to housing price appreciation in Arlington. On the other hand the Clarendon of the 70s- 80s didn't have nearly as much to offer as today. |
You seem to ignore completely that OP can afford to live within an hour commute. In fact, OP can afford to live just about anywhere in the entire DC area on her salary in a high quality property. She just can't afford every type of house available in every area, which of course, almost no one can. Just because OP wants a SFH right next to downtown DC doesn't mean there is a problem. |
I call “rounding down commute.” Your commute does not take 20 minutes door to door from the Fairfax line to Metro Center. |
THIS People are delusional. Arlington is expensive. People pay a premium to live here. If you want to buy a SFH, take a remote job and move to the Midwest. There are lots of cute cities where you can buy a beautiful house with OP's budget. |
In theory a lender will give me a loan. Doesn't make it a good idea. |
Here's a question. We all roll our eyes at friends who bemoan wanting to own a town house in Manhattan or Brooklyn right? Because these things are known to be only for rich people.
Certain parts of DC are getting to be the same way, including Arlington. |
The sheer entitlement is astounding sometimes. You can't afford it. "Want" and "should" doesn't come into it. "Can't" does. Case closed. |
PEople in this thread keep going on and on about the lack of "affordable housing" being a problem.
The OP HAS affordable housing. She's not living on the street! It's just not as big as she'd like. I'd like a mansion in Malibu. Where's my handout? |
Why should anyone want to live in Arlington? I mean sure you work at Amazon? Buy schools suck and housing expensive. Plus it was relatively inexpensive till around 2015. Literally if you are 45 this is the most expensive time since day you were born to buy in Arlington so why now? |
Hey, OP. The fellow single mom here with the same stats, even down to the ivy degree. Now I think you just make bad choices. Kids in 800 SF? Silly. You could have had a larger condo in N. Arlington but maybe without the coffee bar in the lobby. Is there and ex and child support involved? That ups your income. If you’re a widow, what happened to the life insurance? If you are an SMBC you shouldn’t have had two without an even larger cash reserve. My 2200-sf townhouse is in N. Arlington, and I did that before I maxed out as a 15.
Get the housing you need, even if you have to rent. Appreciate your hours and leave situation. If you wanted the fancy fancy life you should have prioritized that. If you want to raise kids on your own, you have to plan and prioritize. Did you pay off all your loans before starting with kids? I think you think of possessions as what you deserve, instead of what is important. |
You can take the metro bus or ART from many parts of S. Arlington to the orange line, assuming that’s what you take. I kind of feel like you are being obtuse on purpose here. |
Ah no. You chose the gov’t job and knew the salary limitations going into that. You can’t complain about that later. As are the other choices you made to get to this point. And housing costs are supply/demand. A whole lot of people want exactly what you want and there are limited options. Stop whining and take responsibility for your situation. You have options if you want to change it and none of the options are perfect. That’s life. TL;DR: you can’t have it all. |
This is what I am saying! I’m a single income government worker who cut and run from Arlington last year after making money on my condo. I’m much happier not in Arlington. OP can have what she wants, she is just being stubborn. And she should look for a job outside of the city. I have a 4 br SFH with good schools and a great community and I don’t even make as much as she does. However, I work in Fairfax and not in DC so there’s the difference. |
This thread has hit the wall. OP has many options but chooses not to take them. There isn't much point in further discussion. |
I went on a safari at 20 years old. Trust me you can go that is not super luxurious only if you make it that way. |