Reply to How is it ok that no therapists take insurance?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]It is terrible. People need to advocate for better insurance coverage for mental health, PT, OT, and speech. The insurance companies are the problem.  There should be government involvement and oversight that holds the insuranes accountable and regulates that Americans have insurance coverage for mental health, PT, OT, and speech.

Also, the professionals need to be held accountable. If you are a mental health provider, PT, OT, or speech therapist and do not accept insurance- that is WRONG. Although the licensure says "it is ethical," everyone knows it is WRONG. You are part of the problem.   I am a therapist and I have refused to work for the private, for-profit companies for over 20 years. It is also a conflict of interest because the "patient" is your payor source/customer.

People- please advocate for your insurance.  [b]Please leave negative reviews for providers who do not accept insurance.[/b] [/quote]

That’s just evil.

My favorite PT is cash only. He researches, sees patients, and trains other PTs. He’ll often work 4 days in the office, fly out of state to conduct a three-day training, and then fly back for another full work week. He fixed my child’s brain swelling with gentle manual manipulation. The specific releases were discovered a few months ago. His skills are rare and his time is valuable. I’d much rather pay cash to free up his time to see more patients. [/quote]

Many therapists “skills are rare” and “time is valuable” 
And “services exceptional.” It’s discriminatory to only accept private pay and not allow others the opportunity to access that care through insurance.

If they accept private pay only, they can and do make clinical decisions that are influenced by your money, not necessarily what is best practice clinically or ethically. That’s the conflict of interest piece.

People should be advocating through government and insurance for better insurance coverage.  [/quote]

Exceptional service providers [img]are[/img] basing clinical & ethical decisions on where their money comes from. When money comes from insurance companies, certain expectations are tied to the money. When expectations tied to receipt of that money interfere with making sound clinical decisions, then ethically a provider has no choice but to stop accepting payment.

This is not discriminatory, it is ethical, and actually recognizing this is part of what makes them exceptional.[/quote]

How many pro bono patients do you see a week? What are you giving back to the low income population? In the name of non discriminatory practices. [/quote]

I'm a DP but  PP from above that wrote about being a therapist and not taking insurance.

I charge 185/session. I see 20 paying clients and 5 pro bono clients per week. I volunteer at a nonprofit in my area providing free mentoring services. I have given thousands of hours of free or very reduced therapy (some paid $5) in community clinics during my 4.5 years of internships and residency.

I understand how from the outside it seems like private practice therapists are a bunch of selfish jerks. But many of us are working within the confines of a system that will not allow us to pay off years of student loans, our own needs and our kids' needs unless we are out of network.[/quote]

A DP who is a parent of a child that has benefited from a few out of network providers. I am so grateful for your work. I realize we are privileged to be able to access services and would absolutely be willing to pay more in premiums or taxes so more people have access. Our healthcare system is fundamentally broken, especially for therapy, and that's not your fault.
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