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Money and Finances
Reply to "Anyone just not use credit cards at all? "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]DH and I only pay in full using cash. Unlike millennials, we don’t need to borrow money in order to buy the most fundamental of things. We neither seek nor desire credit, though many request lines of credit from us. [/quote] Lol. We pay the balances in full every month, Boomer. We aren’t borrowing money to buy fundamental things. I’m holding my money an extra 45 days longer than you on average and I get to collect interest on it before needing to pay the bill. Oh and I average about $10-$15k of free travel every year on the points I accumulate. Your lack of understanding of basic financial principles would be less shocking if you also weren’t so condescending in your ignorance.[/quote] Wow. You’re using credit cards to hold onto money for an extra 45 days to collect a little extra interest? For us, this would be like rummaging through dumpsters on the way to the country club to collect used soda cans for their deposits. The juice isn’t worth the squeeze, but if you’re counting pennies….[/quote]
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