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Money and Finances
Reply to "Anyone just not use credit cards at all? "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]DH and I only pay in full using cash. Unlike millennials, we don’t need to borrow money in order to buy the most fundamental of things. We neither seek nor desire credit, though many request lines of credit from us. [/quote] Lol. We pay the balances in full every month, Boomer. We aren’t borrowing money to buy fundamental things. I’m holding my money an extra 45 days longer than you on average and I get to collect interest on it before needing to pay the bill. Oh and I average about $10-$15k of free travel every year on the points I accumulate. Your lack of understanding of basic financial principles would be less shocking if you also weren’t so condescending in your ignorance.[/quote] First, if you’re using a credit card, you’re literally borrowing money, dumbass. Second, how are you getting free travel by accumulating points?!? There’s no such thing. You’re either paying an annual fee or forgoing cash back or paying elevated prices to cover the credit card fees that are innate to your millennial metropolitan blind spot. Perhaps you should rely less on Googling social media websites and blogs to educate yourself and learn some basic skills in the areas of mathematical analysis, financial planning, and critical thinking. Oh millennials…does your stupidity know no bounds?[/quote]
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