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Reply to "Anyone just not use credit cards at all? "
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[quote=Anonymous][quote=Anonymous]Use a credit card everywhere. When I was younger and only had a debit card I had my info stolen from a merchant who had a security breach because I used it for every purchase. The more places you use it the higher the chance it’ll get skimmed, it only takes ONE store to get hacked and now your info is in the hands of criminals. It’s much worse to have actual money taken from your bank account than fraudulent charges made on your CC. Always use CC, it’s a great layer of protection against fraud. [/quote] THIS^^^ I wouldn't want to be waiting to get $1K+ back from my bank account (or even more in worst cases) vs just calling the CC and waiting for them to remove the fraudulent charges. With debit they actually can drain your Checking account and then you also have to reestablish your Checking account, and ALL of your automatic deposits and withdrawals. I'd prefer to avoid all those hours of stress and work (and hoping I get my $$$ back) [/quote]
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