Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
College and University Discussion
Reply to "Donut hole reality "
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous]There is a group on the donut hole threads that always join in and shame people for not saving enough for their kids’ college. They “claim” that even if you have special needs kids and parents to support and other specific high expenses, you should still somehow have been able to sacrifice enough to fully fund college for multiple kids on $150k per year. First, I question the math, second at $150k hhi they will get significant aid so their point is moot. But the real point missing is opportunity cost. What alot iof us are trying to say is just what are you sacrificing to get to that savings?? For us, it would be trips to see their grandparents far away. It would also be funding our retirement adequately. And what are the other financial tradeoffs you are making by “investing” an extra $50 to $60k per year in a private school vs a starter home or roth for your kid? It makes more sense to save enough for an instate price and then by some miracle if we have extra, it be invested for their future. No way a private vs public degree earning premium will outpace the stock market or real estate. [/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics