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Real Estate
Reply to "Who can afford 800K-1M homes? Genuine Curiosity!"
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[quote=Anonymous]the key thing, to me, is not so much the income to debt ratio. lenders are pretty conservative now, and they are still approving loans for those ratios. those ratios are very doable. You have plenty of money to live off after housing costs. The worry is if you lose your job, but that is a worry for most no matter the income or house cost. The key things are (i) putting enough money down, (ii) getting super low interest rates, (iii) having a stable job and (iv) having cash savings for 6 months plus. If you do those things, then you are fine. [/quote]
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