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Reply to "Is FIRECalc too optimistic?"
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[quote=Anonymous][quote=Anonymous]50/56yo with $5.25m in retirement/brokerage accounts, DH will have a pension of about $50k/y. Trying to figure out if we can retire in 5 years. FIRECalc thinks that we are good to go as long as we spend less than $500k/year (using the Bernicke's Reality Retirement Plan that reduces the spending as one ages). Moreover, it projects us dying with possibly many millions left in our estate.... Do you think that FIRECalc is too optimistic?[/quote] You could retire now if your spending was low enough. In 10 years, your money will double if you can live off the pension. Rule of 72. [/quote]
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