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Real Estate
Reply to "How much house can we afford? what would the monthly mortgage payments look like?"
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[quote=Anonymous]Op, our monthly take home is about the same (we don't do mch 529 but will once the nanny is out of the picture). We currently have a mortgage of 400k, have about 200k in equity, and have about 100k in cash/investment account. We are looking to move, but looking at houses in the 600-700k range. At first we were looking in the 800k range, but realized it ws going to be a huge stretch with no contingency for emergencies (like having to take on an aging parent, which may happen soon). We don't want to increase our monthly payment by much at all, so we are moving from DC to silver spring, most likely. House won't be bigger, but hopefully new/more renovated house with decent schools. We'd rather not be stretched monthly and be able to max out retirement and contribute more to college (we are also older parents). [/quote]
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