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Real Estate
Reply to "How much house can we afford? what would the monthly mortgage payments look like?"
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[quote=Anonymous]PP, is your only "savings" the equity in your current townhome? If so, I wouldn't suggest a higher payment than $3000.00. We are just buying a home (closing this week). We take home a bit more than you do and after running a generous budget, decided that a lower payment $2500 was in our best interest so we could do everything we want with out money. We are actually putting 25% down, which got us an even lower interest rate; it looks like you would be doing that as well, but you last comment leads me to believe you have no emergency fund. Perhaps you should save some of the money you expect to get from the sale of your TH as an emergency fund and spend less on a home.[/quote]
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