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Reply to "parents helping with down payment??"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Who ARE you guys that people talk so candidly about money around you? I mean, I could see him saying "we had some help from our parents", but exact dollar figures and whatnot? I don't believe you. I'm from a wealthy circle and its almost like a game, who can hide their trust fund better as we all live lives that are below our means. [/quote] I hate to break this to you but when someone has no money for a down payment, they have to tell their parents the exact amount they need or they won't be buying a house. It's really not that complicated. [/quote] I think you are misunderstanding the PP. Sure you would talk finances with involved parents/family members- that's a given. But you would not have an open discussion with a random neighbour or other extended social circle, especially with critical details. It's unnatural. I would think the person who came out with the money talk was either very gauche or lying to give the nosy party what they wanted: some gossip.[/quote] NP. When I was in my early 20s, working on the Hill, we all used to bitch about being "so poor." I quickly realized there were conflicting definitions of poor. I was 100% self-supporting, barely able to stay afloat while many "broke" friends had credit card bills and rent still covered by parents. When people assume that everyone is in a similar situation, discussions are often much more frank and open. Besides, we were young and dumb and often drunk. I didn't advertise that my own circumstances were different and that's how I know that every single one of my close friends had significant parental help on the first and often subsequent down payments and that only one was expected to repay those "loans." Now that we are all much older, nobody discusses money anymore and no one would ever mention info from those earlier conversations. [/quote]
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