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College and University Discussion
Reply to "Happy IVY (reaping) day! "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Serious question, when in your adult life and career has anyone ever asked you if you attended an honors college? I hope students are having good experiences in these programs, but people will form their impressions of their education based on the overall reputation of the school. [/quote] I agree, but also I really don't think State U is an impediment to a higher-level positions or lucrative fields. But for most people it isn't really a choice, PP, even for the middle and upper middle class who isn't eligible for financial aid. Many people on here could "technically" afford 90K a year. But should they, considering what old age can cost, and given more tangible benefits, such as downpayment on homes, they can give their adult children? It's important to understand asset growth and wealth transfers from generation to generation. Maybe a brand-name undergrad degree is not the best investment compared to other options that will ease their children's financial pressures in midlife. We're talking here about ensuring ways to make our children wealthy: if they're not over-leveraged on a home and can invest their salaries in the stock market or other real estate, let's say, is that better than putting all your eggs in a very expensive undergrad degree and hoping your kids reach stratospheric levels in their career thanks to meeting the right people and going into a field that venerates the name on the diploma? I'm not talking about low-income families on FA, or very wealthy families who can do it all. I'm specifically addressing the middle class family conundrum, for whom 90K is a workable stretch, but with sacrifices elsewhere. [/quote] I’m not so sure too many people here could afford it without help. And I disagree, the Harvard, MIT, Stanford, Yale degrees open doors that that lesser colleges don’t. Asset growth and generational wealth transfers are understood just fine. If a family has to think about a college education as an investment then an Ivy League would actually be the better bet because the kid would more than likely make more money so they can continue adding to the family wealth. Plus most families have 1 or 2 members who drain resources and add nothing. If a family cannot swing it then hopefully they aren’t applying. If your child is accepted and you can afford it, it would be foolish not to pay for it. This is your child not an asset. Ivy League and the usual MIT, Stanford, etc is worth it. [/quote]
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