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Reply to "Family budget if your HHI is around 375k"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I can't fathom how we can make so much and still end up with so little at the end of the month. I need to get organized with a family budget and stick to it. Any examples of budget (family of 4 both working OH with 3 yo and 4.5 yo and $4,500 mortgage) or words of wisdom would be welcome.[/quote] We net about $14K/month after taxes and 401. It is tight around here, but we look something like this: 2,800 Mortgage (include PITI) 1,800 Childcare and tutor 1,200 Student loans 300 Insurance (life, health, disability, car, personal property) 25 Charitable contributions 2,400 Savings/529s/other investments 500 car 800 utilities/yard/cell phones 500 gym/kid activities This adds up to about $11.5K Only $2.5K left for vacations, shopping, and home/auto repairs. Our savings, investments, and home equity are growing slowly but surely, but the money just seems to go so fast :( [/quote] Wow, you make $14,000 AFTER taxes and you only donate $25 to charity? Wow.[/quote] Bet your bottom dollar that's a typo.[/quote]
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