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Reply to "Family budget if your HHI is around 375k"
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[quote=Anonymous]AFTER taxes (and 401k and other withholdings), our budget breaks down something like this (very gross estimates): mortgage: 20% tuition (1 child): 20% groceries, utilities, insurance, etc: 15% cleaning & yard services: 4% childcare: not sure, since we pay 2x per year Mortgage is our only debt. Paid cash for cars and had no student loan debts (thank you parents!). Others make it work on that salary (or significantly less than your $375k) by not having as large of a mortgage. Our home is worth ~$1.25m, but the mortgage is only for $400k b/c of when we bought and how much we had to put down. Can you refinance to lower your payment? We lowered our payment by almost a third when we did a refi, as the rates had changed so much.[/quote]
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