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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Yeah, there's "no inventory" because pickings are slim. And it's because so many people aren't giving up their 2.75% mortgages. I want to sell and trade up but not at 7.6% interest rates. [/quote] 6.5% realistically at the moment for someone w/ over 20% down The irony is that you can do a 5% down payment and get a very low rate (you get a better rate as banks consider this safer as you are required to have PMI), then recast. BUT, when you are fighting against a market of people with all cash offers or flush with money and significant down payments, a 5% down payment doesn't make you appealing to a seller.[/quote] Explain more. With a 5% down what rate can you get? [/quote]
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