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Reply to "Best personal finance books for those in their late 30’s/40’s?"
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[quote=Anonymous][quote=Anonymous]Index funds are not safe. They can be just as volatile as any other investment. I would broaden how you think about risk and diversification. For example, does your portfolio include real estate, business income, cash (high yield savings/money market) in addition to stocks, and are your stocks from different sectors? I think there’s a lot more to it than just investing in an index fund. How fast we forget 2022 and the fact that the s&p took huge losses just like everything else.[/quote] Ridiculous. The "huge losses" in 2022 were a temporary dip. that lost only 1 year of gains and quickly recovered. [/quote]
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