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Money and Finances
Reply to "Anyone just not use credit cards at all? "
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[quote=Anonymous]Due to our jobs (75 percent commission) we have realized over the years we tend to be lazy and optimistic and overcharge at times waiting for the commissions to come in. We just had a huge commission fall through and realized we overspent the last few months or so on our CC. I think this is probably not an issue for most of you have a pretty stable pay and budget. We are higher income so I think in the back of our minds it’s easy to be optimistic. We will be paying it off now but I just wanted to see if anyone else just moved to a debit card system to avoid this. I think we would still use CC on occasion like travel or big purchases. I know our situation is a little unusual and people with better self control wouldn’t get into this. [/quote]
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