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Reply to "How can I refi with less than 20% equity?"
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[quote=Anonymous]New poster here... I'm in a 30 yr fixed FHA at 4.3% We do not have 20% equity, but do have good credit, no late payments, etc. Our original mortgage holder said it wouldn't make sense to refi until rates hit at least 1 point lower than what we have now- so we'd have to wait until 3.4%. Does this sound right?[/quote]
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