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Reply to "What is actually "conservative" for financing a home?"
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[quote=Anonymous][quote=Anonymous]Our HHI is 240K with no other debts. I'd like to take out a 500K mortgage ($2500/month), but my husband thinks I'm crazy even though this is the same amount we pay in rent each month and significantly less than we save each month. Even the most conservative online calculators say we could afford much more than this..... What is conservative when it comes to home debt? Am I really being reckless here?[/quote] Does that monthly payment include your principal, interest, & escrow (insurance and taxes)? Our mortgage is 400K for 30 yrs @ 4% and our payment is just slightly less than that - and we don't have PMI.[/quote]
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