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Reply to "What is actually "conservative" for financing a home?"
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[quote=Anonymous]It sounds reasonable (would not say conservative) if you both think you will be keeping your jobs. Truly conservative would be a mortgage you could afford comfortably on only one salary. Also don't forget that you are paying quite a bit more than the mortgage - assuming total purchase price is $650k, you need to add on at least $1000/month for taxes and repairs. Also closing costs of around 6% ...[/quote]
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