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Reply to "How can I refi with less than 20% equity?"
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[quote=Anonymous]I ref'd a 2007 3% FHA loan last year--my appraisal was basically equal to what I paid for the house--into a 3.5% FHA. I had to bring a few grand to the table (not much, less than 5K) but my payment each month is $500 cheaper. I do have PMI (around $130/mo) that will automatically end after 3 yrs. The refi was worth it to us, even though we couldn't afford to increase the equity.[/quote]
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