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Reply to "How can I refi with less than 20% equity?"
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[quote=Anonymous]Bring cash to the table. That's what we did, and we were underwater. You can contact a broker and try to do a refi with more than an 80% loan to value ratio. The one we did was 95% so we had to bring less cash to the table than what would've been required to establish 20% equity. We chose to pay the PMI upfront--it was much cheaper that way. We have excellent credit so we still got a good rate--4.9% last spring. [/quote]
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