What is a realistic life expectancy assumption. 90, 120, or more?

Anonymous
Anonymous wrote:Look at your family.

My parents and grandparents died around age 85 so that’s what I’m planning for.


This^^^

On Mom's side, all the women lived to 95+ with many to 100+. So I'm planning for 95+, if I'm wrong it just means the kids get extra.
Anonymous
Anonymous wrote:In my family women can easily pull 90+ hence I'm quite worried for outliving my resources.


Same. Both my grandmothers lived into their mid-90s.

My parents are in their early 80s and going strong.
Anonymous
Lifespans are going down. People are much fatter than they used to be
Anonymous
Anonymous wrote:Lifespans are going down. People are much fatter than they used to be


This is only relevant to people like you who are fat. The rest of us are fine. You should try to stop being fat.
Anonymous
Google the words mortality table
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:US life expectancy is going down. Don't worry about past 90.


It’s going down because we’re importing hordes of third world immigrants and lots of people are ODing on fentanyl. This won’t affect your lifespan.


The percentage of the US population that are immigrants is lower in 2024 than it was in 2019 and significantly lower than it was in 1890.


Where is your 2023/2024 data from? The annual US population growth rate has been trending downward for decades, but the percentage of immigrants comprising the total US population has been trending upward for half a century:

1890: 14.8%

1950: 6.9%
1960: 5.4%
1970: 4.7%
1980: 6.2%
1990: 7.9%
2000: 11.1%
2010: 12.9%
2019: 13.7%
2022: 13.9%

Migration Policy


Anonymous
This is DCUM where everyone is above average.

I googled and it seems 36% of women will live to be at least 90 (higher than I thought) but only 16% of men.

But you only have maybe 2.5% chance of living to be 100 if you're a white woman. Currently 1 out of every 5,000 Americans is 100+ years old.

I don't doubt you can look at your own family and your own health and and economic levels and make a decent prediction for how long you might live. But even 100 years old is extremely rare.
Anonymous
Anonymous wrote:
Anonymous wrote:OP —you’re in your 30s, you said. When you’re in your 50s, and some friends have died and others are dealing with health conditions, and your own body starts failing in various ways, you will no longer feel that you need to plan for living past 100. You’ll be hoping to make it to 80 in relatively good health.


Most of the people I know in their 50s and 60s are pretty healthy with no real concerns. I don't know anyone who has died (except by a car accident or whatever) and I'm in my 50s and don't really feel any aging effects yet. I think of what you're talking about as how you might feel in your 70s and 80s. My parents are in their 80s and still going strong--though they have a couple of health concerns. My grandparents passed away in their late 90s. So I think this really varies person to person/social circle to social circle. My parents are definitely planning to live to 100--and given that their parents all made it well into their 90s it doesn't seem too unlikely.


If you are in your 50s and you don’t know anyone who has died, count yourself lucky. I am 56. High school friend died of brain cancer at 55. High school acquaintance died of an asthma attack in his 30s. College friend keeled over and died of a heart attack at 27 while running a half marathon. And i know plenty of people who have started taking blood pressure and cholesterol medication in their 50s even though their lifestyle hasn’t changed and they were healthy up until now. The body breaks down as we get older.
Anonymous
Anonymous wrote:
Anonymous wrote:Lifespans are going down. People are much fatter than they used to be


This is only relevant to people like you who are fat. The rest of us are fine. You should try to stop being fat.


DP: And actually the evidence is quite mixed with regard to weight and life expectancy. Overweight is often associated with longer life expectancy while obesity is mixed. Severe and morbid obesity is much more clearly associated with lower life expectancy. There are all sorts of complicating factors too.
Anonymous
100 is a good number. Hopefully we all don’t live that long but we might .
Anonymous
Two things -- yes people 30 today will live longer.

And even 90 will feel like what 80 feels like today.

There is an upper limit on how long the body can last but 90 aint it.
Anonymous
My parents are now 81 and 83, 100% healthy and fit. I’m planning for 105 ish and I’ll be broke by then LOL

My dad was 84, walking multiple miles a day and playing squash a couple times a week until he fell a couple times. The brain tumor they discovered after that got him in five months. Life comes at you fast.
Anonymous
Anonymous wrote:US life expectancy is going down. Don't worry about past 90.


Not among the typical DCUM demographic, though. It’s going up if you’re UMC white.
Anonymous
Anonymous wrote:
Anonymous wrote:US life expectancy is going down. Don't worry about past 90.


Not among the typical DCUM demographic, though. It’s going up if you’re UMC white.


I’d be interested to see a breakdown of life expectancy by social class and race.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:US life expectancy is going down. Don't worry about past 90.


Not among the typical DCUM demographic, though. It’s going up if you’re UMC white.


I’d be interested to see a breakdown of life expectancy by social class and race.


http://www.equality-of-opportunity.org/health/#:~:text=Income%20in%20the%20United%20States,are%20growing%20rapidly%20over%20time.

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