Financial Aid UMC with multiple kids

[Anonymous]

Anonymous wrote:The housing size has nothing to do with price or mortgage. If they adopted a sibling group, they are getting a subsidy for those kids so they can use that money to pay for private.

Is that a thing? I feel like you are incorrect unless the kids have special needs.

[Anonymous]

Anonymous wrote:We are trying to decide whether to stay at our small private school that we love, but just had our fourth (and last) baby last year. The financial aspect of staying private for PK-12 (if that’s how everything pans out as we are IB in DC that we would not go to for middle and high school) for all four kids is daunting for us. We ended up at the private due to the pandemic and the school being open and it has a parochial school tuition level which was easily doable with two kids, a bit tighter for 3, and tight for four.

Is there any financial aid at schools for families like ours-UMC but 4 kids in private-at the middle/high school levels when the tuition ends up closer to $20k at the very least or more?

I feel stupid asking, but are you talking about $20K *for everyone, total* or $20K per child?

[Anonymous]

Anonymous wrote:

Anonymous wrote:The housing size has nothing to do with price or mortgage. If they adopted a sibling group, they are getting a subsidy for those kids so they can use that money to pay for private.

Is that a thing? I feel like you are incorrect unless the kids have special needs.

That would be fostering, not adopting-there is no subsidy to adopt!

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:The housing size has nothing to do with price or mortgage. If they adopted a sibling group, they are getting a subsidy for those kids so they can use that money to pay for private.

Is that a thing? I feel like you are incorrect unless the kids have special needs.

That would be fostering, not adopting-there is no subsidy to adopt!

There are subsidies for adopting from foster care. Although this has nothing to do with OP’s question.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:The housing size has nothing to do with price or mortgage. If they adopted a sibling group, they are getting a subsidy for those kids so they can use that money to pay for private.

Is that a thing? I feel like you are incorrect unless the kids have special needs.

That would be fostering, not adopting-there is no subsidy to adopt!

What are you talking about? For older kids and sibling groups, you also get an adoption subsidy. You also get it for special needs. Except a newborn, and even so, it's very rare not to get an adoption subsidy, medicaid and some states even have college help.

No subsidy for adopting privately.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:The housing size has nothing to do with price or mortgage. If they adopted a sibling group, they are getting a subsidy for those kids so they can use that money to pay for private.

Is that a thing? I feel like you are incorrect unless the kids have special needs.

That would be fostering, not adopting-there is no subsidy to adopt!

There are subsidies for adopting from foster care. Although this has nothing to do with OP’s question.

It has to do with income.

[Anonymous]

OP, I have 4 kids who went to Catholic school K-12. Our HHI is somewhat less than yours. We did get FA at the high school level. We did not for K-8 although our school did have a sibling discount.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:So you bought in the Dunbar cachement. No doubt a larger, cheaper house than if you bought in the JR cachement or in one of the surrounding counties with a solid path from ES through HS. And no doubt knowing Dunbar was unlikely to satisfy. Esp at the time you decided to have a FOURth child. And now you want other families to pick some of your tab because you like your neighborhood too much to move?

Seems your poor planning shouldn’t be someone else’s issue.

All that said, you are likely to get FA because privates don’t give much to truly poor people.

Not sure I would classify our 1400 sq ft 2 bedrooom row house just south of FT Totten as “larger and cheaper” than NW, but it fit the budget at the time we bought and I don’t think we could have gotten the same thing over in NW. We didn’t think about high school, no, but also didn’t plan on a fourth surprise kid due to secondary infertility after adopting siblings, so maybe poor planning, or just what ended up being and we are trying to make the best of it with what we have.

My feeling is we make too much and should not qualify, but maybe we don’t, so no harm in a general inquiry to try to make a more informed decision on what to do moving forward. We’re not sure the schools would even give us the light of day since we’re not seriously looking yet at the hii of there tuition levels.

Yes, you couldn’t have gotten the same space for the same money in a more reliable pyramid so you took a chance and got more house and less school and now want someone else to pay for more school rather than moving. Probably people who chose to have less house and fewer kids so they could afford more school.

Yes, poor planning.

And yes, ask for the money. The schools can just say no.

They have a family of 6 in a 2 bedroom house. How much smaller would you like them to get? People on here make no sense sometimes

Neither does having so many children with a set amount of resources and already living in a 2 BR. I would stop donating to the FA fund, as the parent of one, if I was paying for others' tuition since they decided to have a large family.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:So you bought in the Dunbar cachement. No doubt a larger, cheaper house than if you bought in the JR cachement or in one of the surrounding counties with a solid path from ES through HS. And no doubt knowing Dunbar was unlikely to satisfy. Esp at the time you decided to have a FOURth child. And now you want other families to pick some of your tab because you like your neighborhood too much to move?

Seems your poor planning shouldn’t be someone else’s issue.

All that said, you are likely to get FA because privates don’t give much to truly poor people.

Not sure I would classify our 1400 sq ft 2 bedrooom row house just south of FT Totten as “larger and cheaper” than NW, but it fit the budget at the time we bought and I don’t think we could have gotten the same thing over in NW. We didn’t think about high school, no, but also didn’t plan on a fourth surprise kid due to secondary infertility after adopting siblings, so maybe poor planning, or just what ended up being and we are trying to make the best of it with what we have.

My feeling is we make too much and should not qualify, but maybe we don’t, so no harm in a general inquiry to try to make a more informed decision on what to do moving forward. We’re not sure the schools would even give us the light of day since we’re not seriously looking yet at the hii of there tuition levels.

Yes, you couldn’t have gotten the same space for the same money in a more reliable pyramid so you took a chance and got more house and less school and now want someone else to pay for more school rather than moving. Probably people who chose to have less house and fewer kids so they could afford more school.

Yes, poor planning.

And yes, ask for the money. The schools can just say no.

They have a family of 6 in a 2 bedroom house. How much smaller would you like them to get? People on here make no sense sometimes

Neither does having so many children with a set amount of resources and already living in a 2 BR. I would stop donating to the FA fund, as the parent of one, if I was paying for others' tuition since they decided to have a large family.

I don’t know if you or OP is Catholic, but IMO, the church has an obligation to make Catholic education affordable for larger families. It seems that in this area, the high schools do that via financial aid. In other parts of the country, there is diocesan support to keep the tuition lower. Many of the K-8 schools have a sibling discount.

[Anonymous]

Are you asking if there is a discount for K-8?
Or for HS?

I assume your oldest is at least in 4th grade? (10?) and you have an infant?

What I have seen is that the Catholic K-8s give a cascading discount. When child #3 enrolls their cost is less, and child #4 (all enrolled at the same time is even less or free)
So you oldest might be in 8th grade when you youngest enrolls.
For local Catholic High Schools, similarly if you have multiple kids enrolled at the same time, the 2nd or 3rd kid might get a "merit" award of 5K - especially if you are coming from a Catholic K-8.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:So you bought in the Dunbar cachement. No doubt a larger, cheaper house than if you bought in the JR cachement or in one of the surrounding counties with a solid path from ES through HS. And no doubt knowing Dunbar was unlikely to satisfy. Esp at the time you decided to have a FOURth child. And now you want other families to pick some of your tab because you like your neighborhood too much to move?

Seems your poor planning shouldn’t be someone else’s issue.

All that said, you are likely to get FA because privates don’t give much to truly poor people.

Not sure I would classify our 1400 sq ft 2 bedrooom row house just south of FT Totten as “larger and cheaper” than NW, but it fit the budget at the time we bought and I don’t think we could have gotten the same thing over in NW. We didn’t think about high school, no, but also didn’t plan on a fourth surprise kid due to secondary infertility after adopting siblings, so maybe poor planning, or just what ended up being and we are trying to make the best of it with what we have.

My feeling is we make too much and should not qualify, but maybe we don’t, so no harm in a general inquiry to try to make a more informed decision on what to do moving forward. We’re not sure the schools would even give us the light of day since we’re not seriously looking yet at the hii of there tuition levels.

Yes, you couldn’t have gotten the same space for the same money in a more reliable pyramid so you took a chance and got more house and less school and now want someone else to pay for more school rather than moving. Probably people who chose to have less house and fewer kids so they could afford more school.

Yes, poor planning.

And yes, ask for the money. The schools can just say no.

They have a family of 6 in a 2 bedroom house. How much smaller would you like them to get? People on here make no sense sometimes

Neither does having so many children with a set amount of resources and already living in a 2 BR. I would stop donating to the FA fund, as the parent of one, if I was paying for others' tuition since they decided to have a large family.

I’ve seen this attitude on dcum but I’ve never seen “too many children” listed anywhere as an actual disqualification for aid. Just about any FA page I’ve come across that I can think of lists number of children as a consideration where more children = more aid.

I also don’t think asking for FA because you have 4 children is ethically different from asking for FA when you have 1.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:So you bought in the Dunbar cachement. No doubt a larger, cheaper house than if you bought in the JR cachement or in one of the surrounding counties with a solid path from ES through HS. And no doubt knowing Dunbar was unlikely to satisfy. Esp at the time you decided to have a FOURth child. And now you want other families to pick some of your tab because you like your neighborhood too much to move?

Seems your poor planning shouldn’t be someone else’s issue.

All that said, you are likely to get FA because privates don’t give much to truly poor people.

Not sure I would classify our 1400 sq ft 2 bedrooom row house just south of FT Totten as “larger and cheaper” than NW, but it fit the budget at the time we bought and I don’t think we could have gotten the same thing over in NW. We didn’t think about high school, no, but also didn’t plan on a fourth surprise kid due to secondary infertility after adopting siblings, so maybe poor planning, or just what ended up being and we are trying to make the best of it with what we have.

My feeling is we make too much and should not qualify, but maybe we don’t, so no harm in a general inquiry to try to make a more informed decision on what to do moving forward. We’re not sure the schools would even give us the light of day since we’re not seriously looking yet at the hii of there tuition levels.

Yes, you couldn’t have gotten the same space for the same money in a more reliable pyramid so you took a chance and got more house and less school and now want someone else to pay for more school rather than moving. Probably people who chose to have less house and fewer kids so they could afford more school.

Yes, poor planning.

And yes, ask for the money. The schools can just say no.

They have a family of 6 in a 2 bedroom house. How much smaller would you like them to get? People on here make no sense sometimes

Neither does having so many children with a set amount of resources and already living in a 2 BR. I would stop donating to the FA fund, as the parent of one, if I was paying for others' tuition since they decided to have a large family.

I’ve seen this attitude on dcum but I’ve never seen “too many children” listed anywhere as an actual disqualification for aid. Just about any FA page I’ve come across that I can think of lists number of children as a consideration where more children = more aid.

I also don’t think asking for FA because you have 4 children is ethically different from asking for FA when you have 1.

OP has $275K plus an adoption subsidy, medicaid and other things for some of the kids. Should FA go to OP or a family who is making $100K with 2 kids? OP can easily pay $150K in school costs and have enough to live off of. Its all about lifestyle choices.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:So you bought in the Dunbar cachement. No doubt a larger, cheaper house than if you bought in the JR cachement or in one of the surrounding counties with a solid path from ES through HS. And no doubt knowing Dunbar was unlikely to satisfy. Esp at the time you decided to have a FOURth child. And now you want other families to pick some of your tab because you like your neighborhood too much to move?

Seems your poor planning shouldn’t be someone else’s issue.

All that said, you are likely to get FA because privates don’t give much to truly poor people.

Not sure I would classify our 1400 sq ft 2 bedrooom row house just south of FT Totten as “larger and cheaper” than NW, but it fit the budget at the time we bought and I don’t think we could have gotten the same thing over in NW. We didn’t think about high school, no, but also didn’t plan on a fourth surprise kid due to secondary infertility after adopting siblings, so maybe poor planning, or just what ended up being and we are trying to make the best of it with what we have.

My feeling is we make too much and should not qualify, but maybe we don’t, so no harm in a general inquiry to try to make a more informed decision on what to do moving forward. We’re not sure the schools would even give us the light of day since we’re not seriously looking yet at the hii of there tuition levels.

Yes, you couldn’t have gotten the same space for the same money in a more reliable pyramid so you took a chance and got more house and less school and now want someone else to pay for more school rather than moving. Probably people who chose to have less house and fewer kids so they could afford more school.

Yes, poor planning.

And yes, ask for the money. The schools can just say no.

They have a family of 6 in a 2 bedroom house. How much smaller would you like them to get? People on here make no sense sometimes

Neither does having so many children with a set amount of resources and already living in a 2 BR. I would stop donating to the FA fund, as the parent of one, if I was paying for others' tuition since they decided to have a large family.

I’ve seen this attitude on dcum but I’ve never seen “too many children” listed anywhere as an actual disqualification for aid. Just about any FA page I’ve come across that I can think of lists number of children as a consideration where more children = more aid.

I also don’t think asking for FA because you have 4 children is ethically different from asking for FA when you have 1.

OP has $275K plus an adoption subsidy, medicaid and other things for some of the kids. Should FA go to OP or a family who is making $100K with 2 kids? OP can easily pay $150K in school costs and have enough to live off of. Its all about lifestyle choices.

Ahahahah right. 275 HHI is 175 take home pay. If the family pays 120-150 in tuition they would have about 30-50k to live on? Do you think this is actually possible? Do you come from the moon?

OP you should definitely apply and if your kids are strong candidates, the schools will give you aid.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:So you bought in the Dunbar cachement. No doubt a larger, cheaper house than if you bought in the JR cachement or in one of the surrounding counties with a solid path from ES through HS. And no doubt knowing Dunbar was unlikely to satisfy. Esp at the time you decided to have a FOURth child. And now you want other families to pick some of your tab because you like your neighborhood too much to move?

Seems your poor planning shouldn’t be someone else’s issue.

All that said, you are likely to get FA because privates don’t give much to truly poor people.

Not sure I would classify our 1400 sq ft 2 bedrooom row house just south of FT Totten as “larger and cheaper” than NW, but it fit the budget at the time we bought and I don’t think we could have gotten the same thing over in NW. We didn’t think about high school, no, but also didn’t plan on a fourth surprise kid due to secondary infertility after adopting siblings, so maybe poor planning, or just what ended up being and we are trying to make the best of it with what we have.

My feeling is we make too much and should not qualify, but maybe we don’t, so no harm in a general inquiry to try to make a more informed decision on what to do moving forward. We’re not sure the schools would even give us the light of day since we’re not seriously looking yet at the hii of there tuition levels.

Yes, you couldn’t have gotten the same space for the same money in a more reliable pyramid so you took a chance and got more house and less school and now want someone else to pay for more school rather than moving. Probably people who chose to have less house and fewer kids so they could afford more school.

Yes, poor planning.

And yes, ask for the money. The schools can just say no.

They have a family of 6 in a 2 bedroom house. How much smaller would you like them to get? People on here make no sense sometimes

Neither does having so many children with a set amount of resources and already living in a 2 BR. I would stop donating to the FA fund, as the parent of one, if I was paying for others' tuition since they decided to have a large family.

I’ve seen this attitude on dcum but I’ve never seen “too many children” listed anywhere as an actual disqualification for aid. Just about any FA page I’ve come across that I can think of lists number of children as a consideration where more children = more aid.

I also don’t think asking for FA because you have 4 children is ethically different from asking for FA when you have 1.

OP has $275K plus an adoption subsidy, medicaid and other things for some of the kids. Should FA go to OP or a family who is making $100K with 2 kids? OP can easily pay $150K in school costs and have enough to live off of. Its all about lifestyle choices.

OP did not say anything about adoption subsidy. Stop inventing details.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:So you bought in the Dunbar cachement. No doubt a larger, cheaper house than if you bought in the JR cachement or in one of the surrounding counties with a solid path from ES through HS. And no doubt knowing Dunbar was unlikely to satisfy. Esp at the time you decided to have a FOURth child. And now you want other families to pick some of your tab because you like your neighborhood too much to move?

Seems your poor planning shouldn’t be someone else’s issue.

All that said, you are likely to get FA because privates don’t give much to truly poor people.

Not sure I would classify our 1400 sq ft 2 bedrooom row house just south of FT Totten as “larger and cheaper” than NW, but it fit the budget at the time we bought and I don’t think we could have gotten the same thing over in NW. We didn’t think about high school, no, but also didn’t plan on a fourth surprise kid due to secondary infertility after adopting siblings, so maybe poor planning, or just what ended up being and we are trying to make the best of it with what we have.

My feeling is we make too much and should not qualify, but maybe we don’t, so no harm in a general inquiry to try to make a more informed decision on what to do moving forward. We’re not sure the schools would even give us the light of day since we’re not seriously looking yet at the hii of there tuition levels.

Yes, you couldn’t have gotten the same space for the same money in a more reliable pyramid so you took a chance and got more house and less school and now want someone else to pay for more school rather than moving. Probably people who chose to have less house and fewer kids so they could afford more school.

Yes, poor planning.

And yes, ask for the money. The schools can just say no.

They have a family of 6 in a 2 bedroom house. How much smaller would you like them to get? People on here make no sense sometimes

Neither does having so many children with a set amount of resources and already living in a 2 BR. I would stop donating to the FA fund, as the parent of one, if I was paying for others' tuition since they decided to have a large family.

I’ve seen this attitude on dcum but I’ve never seen “too many children” listed anywhere as an actual disqualification for aid. Just about any FA page I’ve come across that I can think of lists number of children as a consideration where more children = more aid.

I also don’t think asking for FA because you have 4 children is ethically different from asking for FA when you have 1.

OP has $275K plus an adoption subsidy, medicaid and other things for some of the kids. Should FA go to OP or a family who is making $100K with 2 kids? OP can easily pay $150K in school costs and have enough to live off of. It’s all about lifestyle choices.

Where did OP say they get an adoption subsidy? Even if they do, why assume it’s enough to cover private education?

There are plenty of folks with a higher HHI and fewer kids getting FA. They mights as well ask.