Can you get a copy of your HUD 1 settlement statement if your title company has closed?
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Anonymous
| Is this document recorded anywhere else? |
Anonymous
| Do you not have the settlement paperwork you should have been provided with? |
Anonymous
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Did you have a real estate lawyer? They should have a copy. Maybe your mortgage company?
Otherwise you might be out of luck. A couple of years ago I had to get a copy of an old hud statement from a property we had sold back in 1999 in CT. We are talking 10 years later. Luckily I remembered the name of the lawyer we had used. They were so nice and tracked it down for me. I sent the secretary who helped flowers. Luckily I have an unusual first and last name. She remembered when I came in to sign the papers. |
Anonymous
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It is not recorded anywhere. The following parties retain copies, but might not still have them:
1) your real estate agent 2) seller's real estate agent 3) mortgage broker 4) the loan holding your current loan 5) condo management company, if applicable 6) buyer and seller #4 is most likely to still have it. |
Anonymous
| My son give us the condo as gift; How can we have HUD-1 statement to confirm our ownership. He already payed off the condo and removed his name from the DEED and replaced by our names. Thanks |
Anonymous
| My son give us the condo as gift; How can we have HUD-1 statement to confirm our ownership. He already payed off the condo and removed his name from the DEED and replaced by our names. Thanks |
Anonymous
| Whoever services your mortgage should have a copy provided the loan hasn't been resold several times. |
Anonymous
| the recorded deed is proof of ownership. a HUD1 is only useful before the deed is recorded; it's proof of settlement. |
Anonymous
| Depending on what state you're in, if you lived in Florida, it's a disclosure state, so you can get the grant deed showing you and your husbands as owners of records. You can go to www.netronline.com, and go to public record. Pick county and state and go from there. |
Anonymous
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Anonymous
Can I ask why you needed it? I just threw out the old HUD-1 from a property we sold a couple years ago, and now I'm wondering if we should have kept it... |
Anonymous
| Do a qualified written request to lender. Look to CFPB page for guidance |
Anonymous
A HUD-1 is only used for a mortgage or home loan of some sort. If the condo is paid off, then your son should have been sent a lien release showing that the mortgage company no longer has a financial interest in the property. Your son should have contacted the local recorder of deeds office (with the lien release notice) to let them update the property records to show that the mortgage company no longer has any claim to the condo. Second, he should have updated his homeowner's insurance company for the same reason. To transfer to you, he can file a quit claim deed with the recorder of deeds office and it will transfer the deed ownership to you. It sounds like he did this. You just need to verify with the deed office that your names and only your names are on the recorded deed and that is your proof of ownership. |
Anonymous
| A HUD-1 isn't proof of ownership, just proof that at one point someone had a mortgage on the property. You need e deed to prove ownership. |
Anonymous
| Go to the land records office and get a copy of the Deed. If you don't want to, pay an attorney a few hundred dollars to get a copy. HUD-1 is irrelevant. |