CareFirst and Seidel Subrogation

[Anonymous]

I occasionally get letters from some law firm called Seidel Subrogation Associates on behalf of CareFirst asking me to fill out forms regarding potential third party liablity. As far as I can tell I'm under no obligation to respond but am not positive. Anyone know?
Thanks.

[Anonymous]

I wouldn't fill it out. Even when I get those letters directly from CareFirst (which I do), I call about it. I certainly wouldn't supply information to another entity.

[Anonymous]

They are a contractor for BC/BS and they are trying to find out if a recent doctor's visit you had was the result of someone else's negligence (i.e., auto accident, worker's comp). If so, they will assert a lien for medical expenses on behalf of BC/BS against any award you might get should you make a claim for injuries related to that accident. You are not obligated to answer them.

[Anonymous]

Thanks so much!

[Anonymous]

I received one also referring to my mother, and I thought it sounded a bit suspect. Thanks for the information.

[Anonymous]

I just received a letter saying that "The CareFirst BlueCross BlueShield health insurance contract through which you receive benefits obligates you to supply the information requested in this letter to CareFirst BlueCross BlueShield or its agent." Is that accurate?

[Anonymous]

Now let me get this straight:

Mr. Seidel is a former Deputy Insurance Commisioner for the State of Maryland who regulated Insurance Companies like Carefirst

He now gets paid by Carefirst to send out Subrogation letters to Carefirst clients.

And he advertises his own law firm that represents insurance claims.

Nothing to see here.....just move on

[Anonymous]

Anonymous wrote:Now let me get this straight:

Mr. Seidel is a former Deputy Insurance Commisioner for the State of Maryland who regulated Insurance Companies like Carefirst

He now gets paid by Carefirst to send out Subrogation letters to Carefirst clients.

And he advertises his own law firm that represents insurance claims.

Nothing to see here.....just move on

God forbid anyone should ever be able to leave a job, stay in their field, and remain in their home. Anyone leaving a government position should move to Canada and take up seal-hunting!

[Anonymous]

Anonymous wrote:
God forbid anyone should ever be able to leave a job, stay in their field, and remain in their home. Anyone leaving a government position should move to Canada and take up seal-hunting!

You're missing the point.

This gentleman now works for a company which he helped while holding a government position. That's a conflict of interest.

Staying in the field is one thing, working directly for a company which benefited from your position in a government office is a completely different situation altogether.

[Anonymous]

I keep getting these too. So do I tell them that I have not in fact been injured in an accident or keep throwing these away?

[Anonymous]

Anonymous wrote:I keep getting these too. So do I tell them that I have not in fact been injured in an accident or keep throwing these away?

Read your policy documents. Many do have language stating that you must respond or will be in violation of the insurance contract (meaning they can cancel the coverage retroactively). If there is no language then you're probably ok to ignore.

[Anonymous]

Just tell the truth. That's all they want confirmation you weren't injured in some way where another party - like an auto insurer should pay the claim and not care first. If so, they go after them and sort it out. You don't do anything.

[Anonymous]

All of my medical expenses the result of no third party.

[Anonymous]

I've gotten one before. I checked his website and it was so poorly done (out of date, misspelled words, etc) that I thgt the letter was a scam. I talked with the person who handles the insurance for my company and they advised me to fill it out. I did and haven't received anymore letters.

[Anonymous]

Anonymous wrote:

Anonymous wrote:
God forbid anyone should ever be able to leave a job, stay in their field, and remain in their home. Anyone leaving a government position should move to Canada and take up seal-hunting!

You're missing the point.

This gentleman now works for a company which he helped while holding a government position. That's a conflict of interest.

Staying in the field is one thing, working directly for a company which benefited from your position in a government office is a completely different situation altogether.

This is insurance honey. The coziest industry bar none to legislatures in every state and never criticized about it because insurance protects the little guy.

In many legislatures close to half of the representatives are insurance agents. That is why we don't have national regulation of the insurance industry--the industry wouldn't be nearly as effective in getting what it wants from a federal regulator.