Can DH's school do this?

Anonymous
Anonymous wrote:Can you take a private loan, pay the school back, then pay the private loan out of his signing bonus?


That's what DH just did. And the interest was lesser... go figure...
Anonymous
Anonymous wrote:Why/how did he apply for a federal loan if he's not a citizen. Did he lie on the application form?


hmm. Can American students get the same kind of university loans backed by foreign government in that country?
Anonymous
Anonymous wrote:What do you mean by "federral loan." Student loans are guaranteed by the feds but the actual loan comes from a bank, which turns the loan proceeds over to the school. The school has no dog in this fight and the bank can't "lien" DH's degree. You can't get blood from a stone anyway - offer to pay the money back, as agreed. No one has any other recourse.




Actually in a way they can "lien" the degree. In my niece's case (Legal American), she owed federal loans and other loans to the college. Actually, an astronomical amount. She was allowed to go through the college graduation ceremony but she was not given her degree and not allowed to say she had an A.B. until she paid up on the college loan. She thought that unfair but I thought it made sense in that once the kid is gone, the college will have a nightmare trying to get its money out of the student who could have skipped the state. The college also wanted to get its money first in line because she owed the feds and owed credit card debt. So no money, no degree.

She now owes the feds $60K in student loans, $20K on her credit card and $20K to her parents. No W-2. No job. She will have to declare bankruptcy at 23, but, from what I've read here, federal loans are not discharged via bankruptcy so I don't know what she is going to do . . .
Anonymous
Anonymous wrote:
Anonymous wrote:Why/how did he apply for a federal loan if he's not a citizen. Did he lie on the application form?


hmm. Can American students get the same kind of university loans backed by foreign government in that country?


American's are the greatest, why would an American need a loan to study abroad? Why would any American want to study anywhere else in the world at all?
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Why/how did he apply for a federal loan if he's not a citizen. Did he lie on the application form?


hmm. Can American students get the same kind of university loans backed by foreign government in that country?


*Americans are the greatest, why would an American need a loan to study abroad? Why would any American want to study anywhere else in the world at all?


Anonymous
Anonymous wrote:
Anonymous wrote:Why/how did he apply for a federal loan if he's not a citizen. Did he lie on the application form?


hmm. Can American students get the same kind of university loans backed by foreign government in that country?


I think it might depend on the country and school. I'm and American currently applying to grad programs in the UK. It works differently there because student loans are pretty rare because university is so highly subsidized. However, those subsidies don't apply to me as an international student. So there's the UK student rate and the International student rate (MUCH higher). However, the schools I'm applying to do have agreements with the US Government and will accept US Federal Loans. So I can apply through FAFSA for a Federal US loan the same way I would for a US school. It only works for the loans though, other federal student financial aid programs (like work study or pell grants) don't apply.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Why/how did he apply for a federal loan if he's not a citizen. Did he lie on the application form?


hmm. Can American students get the same kind of university loans backed by foreign government in that country?


I think it might depend on the country and school. I'm and American currently applying to grad programs in the UK. It works differently there because student loans are pretty rare because university is so highly subsidized. However, those subsidies don't apply to me as an international student. So there's the UK student rate and the International student rate (MUCH higher). However, the schools I'm applying to do have agreements with the US Government and will accept US Federal Loans. So I can apply through FAFSA for a Federal US loan the same way I would for a US school. It only works for the loans though, other federal student financial aid programs (like work study or pell grants) don't apply.


Yes they can. My cousin got a federal scholarship to study Spanish for 2 weeks in Spain last year - all paid by the Spanish government, including living expenses. She is American and a teacher in MC.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Why/how did he apply for a federal loan if he's not a citizen. Did he lie on the application form?


hmm. Can American students get the same kind of university loans backed by foreign government in that country?


I think it might depend on the country and school. I'm and American currently applying to grad programs in the UK. It works differently there because student loans are pretty rare because university is so highly subsidized. However, those subsidies don't apply to me as an international student. So there's the UK student rate and the International student rate (MUCH higher). However, the schools I'm applying to do have agreements with the US Government and will accept US Federal Loans. So I can apply through FAFSA for a Federal US loan the same way I would for a US school. It only works for the loans though, other federal student financial aid programs (like work study or pell grants) don't apply.
And even with the MUCH higher tuition, your school is MUCH cheaper than what it would cost to attend a similar school in AMERICA
Anonymous
Anonymous wrote:
Anonymous wrote:Why/how did he apply for a federal loan if he's not a citizen. Did he lie on the application form?


We're in an immigration limbo waiting for the green card so we're entitled but because of some stupid technicality the school is saying we are not.

We're immigrants, not liars.
In that case you are entitled. School is wrong. Contract is a contract. You qualified for it when you got it.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Why/how did he apply for a federal loan if he's not a citizen. Did he lie on the application form?


We're in an immigration limbo waiting for the green card so we're entitled but because of some stupid technicality the school is saying we are not.

We're immigrants, not liars.
In that case you are entitled. School is wrong. Contract is a contract. You qualified for it when you got it.

FFEL program, which allowed banks to lend students money under a federal guarantee is dead. The only program ali8ve is Direct lending program, whereby federal money is lent to students directly. As far as I know it does not permit anyone who is not a lawful permanent resident to borrow. The family here does not have a GC, so they were most likely not eligible for the loan. I'm sure the caveat was on the prom note somewhere, they just didn't pay attention. So the contract they signed is not valid and they must refund the money.
Anonymous
But the green card limbo was known. They are legally here
Anonymous
Anonymous wrote:But the green card limbo was known. They are legally here

You need to be a lawful permanent resident to get the loans. Being here legally is necessary, but not sufficient. There are a ton of people who are here legally (F-1, H-1, etc, visas) but are nevertheless not entitled to get any us government-backed financial aid.
Anonymous
Pp, this is not aid, these are loans.
As long as you are in the final steps of the green card, the adjustment of status, then you are eligible
The visas the pp is referring to are legal ways to be in the country temporarily. Just appeal the descision. Fighting the school will not help, but appealing the grounds on which they claim this will.

Sounds like you have a conditional green card so you have been granted the loan. Colleges are notorious for this kind of errors
Anonymous
Go to
Studentaid.ed.gov glossary and see "eligible noncitizen"
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