How much credit card debt is reported on your credit report now?
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Anonymous
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Take the question literally.
Pull your current credit report and share the debt that is being reported by your creditors (credit cards, personal loans, car loans, etc. not student debt and secured debt). I’ll go first. $524 on one credit card. I’ve already paid it off. If you don’t know, you can check your credit for free. Free credit report dot com. Your creditors and banks may also provide this information to you as a courtesy. Facing reality is the first step. |
Anonymous
| This completely reads like an infomercial… |
Anonymous
It’s more like an attempt to start the debt version of an AA meeting. Have you looked? If you’re not ready to face reality, well… |
Anonymous
Sounds like someone with no debt trying to rub it in the faces of those who have it. |
Anonymous
This. |
Anonymous
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$130k. We had some particularly large expenses this month. We will pay it off by the due date as normal.
My record for one month is more than $250k. Also paid by the due date. And before anyone asks, yes you can get credit cards with that high of a limit. My discover has $45k. My Mastercard $99,900 and my Amex technically doesn’t have a limit but in reality you have to get approved for very large charges. Our Amex approval is $200k. I assume I could get more, but I didn’t need more than that, so I didn’t ask. |
Anonymous
| 20K - will pay off in full by due date. We pay off in full every month. |
Anonymous
??? I don’t care what my revolving debt I pay off each month is. I live well beneath my means, including my 2% mortgage, which I also don’t need a credit report to tell me about. |
Anonymous
| I don't need to look a the report. I know what's on them day to day. |
Anonymous
| I mean .. I know what my cc balances are without looking at my credit report? |
Anonymous
| We put all our monthly expenses except for mortgage on the credit card and pay off the balance in full each month. What is OP’s point? |
Anonymous
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What kind of weirdo doesn’t know this without looking? Sorry/not sorry but your attempt to “make people look” says more about your irresponsiblity and denial than it does about others’.
$24K, which is half my limit on my one and only card. No other debt. Also, “credit card debt” means credit card debt only, not your car loan, your mortgage, or whatever else you think it covers. |
Anonymous
Have you listened to any of the fed governors’ press statements? |
Anonymous
The amount of debt reported to the credit bureaus is not the daily balance on any account. It’s a lagging indicator of debt. Usually by a few weeks. |
Anonymous
| $7k on a zero interest credit card that is only used for balance transfers. |